Bangladesh Commerce Bank Credit Card
The BCB Credit Card
Bangladesh Commerce Bank Limited has marked a significant milestone with the launch of its latest financial offering, the “BCB Credit Card,” designed to enhance the benefits for its loyal customer base. This credit card brings a host of advantages that cater to diverse financial needs.
1. Wide ATM Coverage
BCB Credit Card holders now enjoy unparalleled access to a vast network of ATMs. With the ability to withdraw cash from key financial institutions, including Bangladesh Commerce Bank Limited, BASIC Bank Limited, City Bank Limited, Eastern Bank Limited, and more, our customers have the convenience they deserve.
2. Interest-Free Purchase
One of the standout features of the BCB Credit Card is the enticing interest-free purchase benefit. Cardholders can make transactions at all Point of Sale (POS) locations of City Bank Limited and American Express (AMEX), enjoying a generous 50 days of interest-free purchases. This means that any purchase made with the BCB Credit Card allows the customer to use the funds without incurring any interest for up to 50 days.
3. Lowest Interest Rate
In the competitive landscape of the banking industry, the BCB Credit Card stands out by offering the lowest interest rates. For cash withdrawals, cardholders need only pay an annual interest rate of 18%, which equates to a monthly rate of 1.5% or BDT 0.50 per thousand. This remarkable offer makes BCB Credit Card the leader in providing cost-effective financial solutions.
4. No Hidden Charges
Transparent and customer-centric, the BCB Credit Card comes with the assurance of no hidden charges. With only an annual card maintenance fee to consider, our customers can use their credit cards without the worry of unexpected costs.
5. Simple Application Process
Applying for the BCB Credit Card is a hassle-free experience. The required documents include a Salary Certificate or Pay Slip for service holders, a photocopy of a valid Trade License for business professionals, Bank Statements for the last 06 months (preferably salary account for service holders), TIN Certificate, recent passport-sized color photographs, a photocopy of the NID card or the first 05 pages of the Passport, a visiting card or photocopy of the office ID, an undated MICR Cheque, and one personal guarantor (preferably a relative). Additionally, charge documents such as Demand Promissory, Letter of Agreement/Arrangement, Letter of Continuity, and Personal Letter of Guarantee, along with a branch recommendation mentioning the amount, complete the straightforward application requirements.
At Bangladesh Commerce Bank Limited, we are committed to providing innovative and customer-centric financial solutions, and the BCB Credit Card is a testament to our dedication. Join us in embracing a world of financial convenience and advantages with our latest offering. Apply for the BCB Credit Card today and experience banking like never before.
FAQs – BCB Credit Card
Q1: What is the BCB Credit Card?
A1: The BCB Credit Card is a financial offering from Bangladesh Commerce Bank Limited, providing our customers with a range of benefits, including wide ATM coverage, interest-free purchases, low-interest rates, and transparency with no hidden charges.
Q2: Where can I withdraw cash using the BCB Credit Card?
A2: BCB Credit Card holders can withdraw cash from ATMs of various banks, including Bangladesh Commerce Bank Limited, BASIC Bank Limited, City Bank Limited, Eastern Bank Limited, and more.
Q3: How long is the interest-free purchase period?
A3: Cardholders enjoy 50 days of interest-free purchases when using the BCB Credit Card at Point of Sale (POS) locations of City Bank Limited and American Express (AMEX).
Q4: What is the interest rate for cash withdrawals?
A4: The BCB Credit Card offers the lowest interest rate in the industry, with cardholders required to pay only 18% interest annually, equivalent to 1.5% per month or BDT 0.50 per thousand for cash withdrawals.
Q5: Are there any hidden charges associated with the BCB Credit Card?
A5: No, there are no hidden charges. BCB Credit Card holders only need to consider an annual card maintenance fee.
Q6: What documents are required to apply for the BCB Credit Card?
A6: The necessary documents include a Salary Certificate or Pay Slip (for service holders), a photocopy of a valid Trade License (for business professionals), Bank Statements for the last 06 months (preferably salary account for service holders), TIN Certificate, recent passport-sized color photographs, photocopy of the NID card or the first 05 pages of the Passport, visiting card or photocopy of the office ID, an undated MICR Cheque, and one personal guarantor (preferably a relative). Additionally, charge documents and a branch recommendation mentioning the amount are needed.
Q7: How can I apply for the BCB Credit Card?
A7: To apply for the BCB Credit Card, gather the required documents mentioned in Q6 and submit them through the application process at any Bangladesh Commerce Bank Limited branch.
Q8: Is the BCB Credit Card available to both salaried individuals and business professionals?
A8: Yes, the BCB Credit Card is available to both salaried individuals and business professionals. Salaried individuals need to provide a Salary Certificate or Pay Slip, while business professionals need to submit a photocopy of a valid Trade License.
Q9: Can I use the BCB Credit Card internationally?
A9: The information provided doesn’t specify international usage. Please contact Bangladesh Commerce Bank Limited for details regarding international usage of the BCB Credit Card.
Q10: What is the annual card maintenance fee?
A10: The BCB Credit Card has an annual card maintenance fee as its only charge, ensuring transparency for our customers.