Bangladesh Commerce Bank SME Products

Bangladesh Commerce Bank recognizes the pivotal role that Small and Medium Enterprises (SMEs) play in driving economic growth. To support and empower businesses, we offer a diverse range of SME products tailored to meet the unique financial needs of entrepreneurs. Explore our suite of specialized offerings designed to fuel your business growth:

BCB Seasonal Loan Features

BCB Seasonal Loan Features	Details
Loan Amount Range	BDT 50,000 to BDT 3,00,000
Security Requirement	Security-free up to Taka 3,00,000
Loan Duration	01 month to 06 months
Interest Rate	9% (Except as per Bangladesh Bank order against allowances/subsidies)
Loan Processing Fee	0.10% of the loan amount
Applicant’s Age	20 to 55 years
Renewable	Yes
Account Requirement	Must have an associated Savings/Current Account maintained at the concerned branch

BCB Term Loan

BCB Term Loan
Loan Amount	BDT 50,000/- to BDT 50,00,000/-
Security Requirement	Taka 3,00,000/- (Security free)
Loan Duration	Minimum 12 months to 36 months
Interest Rate	9% (Except as per Bangladesh Bank order against allowance subsidies)
Loan Processing Fee	0.10% (Applicable)
Age Requirement	18 to 55 years
Account Requirement	Must have an associated Savings/Current Account maintained at the concerned branch

BCB Kollani Loan Features

BCB Cash Credit
Loan Range	BDT 50,000 to BDT 50,00,000
Security Free Limit	BDT 5,00,000
Loan Duration	Up to 12 months
Interest Rate	9% (except as per Bangladesh Bank order against allowance subsidies)
Loan Processing Fee	0.10% of the loan amount
Renewable	Yes
Deposit Mechanism	Daily deposit of customer’s sold amount as loan repayment
Age Requirement	20 to 55 years
Account Requirement	Must have an associated Savings/Current Account maintained at the concerned branch

BCB Cash Credit Features

BCB Kollani Loan Features	Details
Loan Amount Range	1,00,000/- to 5,00,000/-
Security	Security-free (Taka 1,00,000/-)
Loan Duration	12 months to 36 months
Interest Rate	9% (Except as per Bangladesh Bank order against allowance subsidies)
Processing Fee	0.10% (Applicable)
Education Qualification	Minimum education qualifications required
Personal Guarantee	Minimum one personal guarantee by the entrepreneur’s wife/husband/any other appropriate family member
Age Requirement	18 to 55 years
Account Requirement	Must have an associated Savings/Current Account maintained at the concerned branch