Dutch Bangla Bank Debit Cards
Convenience and security are top priorities when it comes to banking in the fast-paced world of today. Dutch Bangla Bank Debit Cards offer a plethora of advantages that make them the ultimate banking companion for savvy customers. From unlimited and free access to ATMs and POS terminals to advanced security features, these small pieces of plastic pack a powerful punch.
Benefits of Dutch Bangla Bank Debit Cards
- Unlimited and free access to ATMs and POS terminals: Dutch Bangla Bank Debit Cards give you unlimited and free access to all Dutch Bangla Bank ATMs and POS terminals nationwide. This means you can manage your finances with ease, regardless of your location.
- No transaction or hidden costs: Dutch Bangla Bank keeps your banking experience transparent and cost-effective. The cards and accounts offered by Dutch Bangla Bank are free of transaction fees and other hidden expenses.
- Advanced security features: Dutch Bangla Bank Debit Cards are equipped with advanced security features that protect your finances from unauthorized access and fraud. These features include:
- EMV chip: Dutch Bangla Bank Debit Cards are EMV chip-based, which makes them more secure than traditional magnetic stripe cards. EMV chips are more difficult to counterfeit and provide a higher level of transaction security.
- Photo ID: Dutch Bangla Bank Debit Cards include your photo, which makes it difficult for unauthorized individuals to use your card.
- PIN verification: Every Dutch Bangla Bank Debit Card comes with a Personal Identification Number (PIN) that you must enter to complete transactions. This PIN verification process adds an extra layer of security and helps to protect your finances from fraud.
How Dutch Bangla Bank Debit Cards Compare to Credit Cards
Dutch Bangla Bank Debit Cards offer several advantages over credit cards, including:
- No debt trap: Debit cards withdraw money directly from your bank account, so you can’t overspend. Credit cards, on the other hand, allow you to borrow money and spend beyond your means, which can lead to debt problems.
- Lower fees: Debit cards typically have lower fees than credit cards. For example, there are no annual fees associated with Dutch Bangla Bank Debit Cards.
- Greater control over your spending: Debit cards give you more control over your spending because you can only spend the money that is in your bank account. Credit cards, on the other hand, can make it easy to overspend if you’re not careful.
Dutch Bangla Bank Debit Cards
The Instant Debit Card: Quick and Easy
Cost Savings
One of the most significant advantages of the Instant Debit Card is its cost-effectiveness. Here’s a breakdown of the fees associated with this card:
1. Issuance Fee (1st Year): Free
When you first apply for the Instant Debit Card, there’s no need to worry about an initial issuance fee. You can get your hands on this card at no cost, making it the ideal choice for those who value savings.
2. Annual Fee (2nd Year Onwards): BDT 460 (Including VAT)
From the second year onwards, you’ll be charged an annual fee of BDT 460, which includes VAT. This fee is competitively priced, ensuring that you can continue enjoying the convenience of a debit card without breaking the bank.
VISA Debit Card
VISA Debit Card! With its attractive features and competitive fees, it’s a valuable addition to your wallet. In this post, we’ll break down the details of the VISA Debit Card’s issuance and annual fees, helping you make an informed choice.
Issuance Fee for the 1st Year: BDT 805 (Including VAT)
When you’re considering a new debit card, the initial cost is an important factor. The VISA Debit Card comes with an affordable issuance fee of BDT 805, inclusive of VAT, for the first year. This one-time payment allows you to enjoy all the benefits and convenience of this versatile card.
Annual Fee from the 2nd Year Onwards: BDT 805 (Including VAT)
Beyond the first year, the annual fee for the VISA Debit Card remains consistent at BDT 805, including VAT. This means you won’t face any unwelcome surprises or hidden charges as you continue to use your card. The stability of this annual fee ensures that the VISA Debit Card remains cost-effective and accessible for all cardholders.
MasterCard Debit Card Overview
The MasterCard Debit card is a versatile and widely accepted payment option that offers numerous benefits to its users. Whether you’re a seasoned pro or new to the world of debit cards, the MasterCard Debit is a practical choice for all.
Issuance Fee (1st Year)
When you first apply for the MasterCard Debit card, you’ll be required to pay an initial issuance fee of BDT 920, which includes VAT. This one-time fee ensures that you have access to the convenience and security that comes with this card.
This first-year issuance fee is your gateway to a world of financial possibilities. With your MasterCard Debit card, you can make purchases, pay bills, and withdraw cash from ATMs, all with ease and peace of mind.
Annual Fee (2nd Year Onwards)
For subsequent years, beginning with the second year of card ownership, the annual fee for the MasterCard Debit card remains the same at BDT 920, inclusive of VAT. This predictable and affordable annual fee ensures that you can continue to enjoy the card’s benefits without breaking the bank.
VISA International Debit Card
Convenience Meets Security
The VISA International Debit Card combines the convenience of electronic payments with state-of-the-art security features. It allows you to make transactions online, in-store, and at ATMs around the world, giving you the freedom to access your funds whenever and wherever you need.
Globally Accepted
VISA is a name recognized and accepted worldwide. With your VISA International Debit Card, you can make purchases in multiple currencies, making it an ideal choice for frequent travelers or those who shop online internationally.
Streamlined Budgeting
This debit card makes budgeting a breeze. Track your expenses easily with detailed transaction records, accessible through your bank’s online portal. Say goodbye to the hassle of carrying cash and hello to a more organized financial life.
Affordability at Your Fingertips
Issuance Fee
Obtaining your VISA International Debit Card is affordable and straightforward. The one-time issuance fee for the first year is just USD 17.25, which includes VAT. It’s a small investment that opens doors to a world of financial opportunities.
Annual Fee
Unlike some cards that impose high annual fees, the VISA International Debit Card keeps it simple. The annual fee for the second year and onwards remains at a wallet-friendly USD 17.25, inclusive of VAT. This ensures you can enjoy the benefits of the card without breaking the bank.
MasterCard International Debit Cards: Your Passport to Financial Freedom
MasterCard International Debit Cards offer an array of benefits that make managing your finances easier than ever. They are accepted worldwide, ensuring you can access your funds wherever you go. Additionally, these cards provide enhanced security features to protect your transactions, giving you peace of mind when making purchases or withdrawing cash.
Issuance Fee (1st Year): $17.25 (Including VAT)
Getting started with a MasterCard International Debit Card is a breeze. The issuance fee for the first year is just $17.25, and this fee already includes VAT (Value Added Tax). This means you can start enjoying the benefits of a MasterCard International Debit Card without any hidden charges. Whether you’re looking to open your first bank account or simply need a reliable debit card for international travel, this fee is a modest investment in your financial future.
Annual Fee (2nd Year Onwards): $17.25 (Including VAT)
One of the standout features of MasterCard International Debit Cards is the consistency in fees. Unlike some other financial products that hike up costs in subsequent years, the annual fee for MasterCard International Debit Cards remains a budget-friendly $17.25, which also includes VAT. This means you won’t have to worry about unexpected increases in the cost of owning and using your card. With this level of predictability, you can confidently plan your finances and continue to enjoy the convenience of your card year after year.
Conclusion
Dutch Bangla Bank Debit Cards are the ideal choice for customers who are looking for a secure, convenient, and cost-effective banking solution. With their advanced features and numerous benefits, these cards offer everything you need to manage your finances with ease.
Overdraft/Credit facilities
| Cards | Credit limit |
|---|---|
| Dutch Bangla Bank Nexus Silver | 50,000 |
| Dutch Bangla Bank Nexus Gold | 50,001 to 20,00,000 |
Card Limit
| Cards | ATM Cash Withdrawal Limit per day | Cash Withdrawal limit per day from Branch POS |
|---|---|---|
| Nexus Classic | 50,000 | 50,000 |
| Nexus Silver | 50,000 | 50,000 |
| Nexus Gold | 50,000 | 50,000 |
| Nexus Maestro | 50,000 | 50,000 |
| Nexus Visa Electron | 50,000 | 50,000 |
| Nexus MasterCard Debit | 50,000 | 50,000 |