Janata Bank Agriculture Loan
Janata Bank offers a comprehensive Agriculture Loan to empower farmers and boost agricultural development. This loan is designed to provide financial support for various agricultural activities, ensuring farmers have the necessary resources to enhance productivity and yield. Farmers can avail financial support through Janata Bank Agriculture Loan at any of its branches, catering to various categories.
- All types of crop cultivation loans, fish farming loans, banana cultivation loans, betel leaf cultivation loans, sugarcane cultivation loans, flower cultivation loans, improved breed cattle farming, buffalo, goat, and sheep rearing loans, milk production loans, organic fertilizer production, pulse and spice cultivation, oilseed crops loans.
- Shrimp Farming Loan (SFH)
- Crops such as pulses, oilseeds, spices, sweet potatoes
- Summer Crop – Rice
- Cattle Farming
Crop cultivation loans
| Criteria | Details |
|---|---|
| Eligibility | Directly employed natural farmers engaged in agricultural activities. |
| Loan Limit | Equivalent to the amount of land owned. |
| Interest Rate | 9% (Variable – as per the latest circular on interest rates). |
| Installment Type | Lump sum payment. |
| Period of Loan | Up to 3 months after crop production. |
| Security | Minimum 2.5 acres of land. |
| Designated Branches | Branches within the jurisdiction of the designated union (As per Bangladesh Bank’s guidelines). |
Crops such as pulses, oilseeds, spices, sweet potatoes
| Criteria | Details |
|---|---|
| Eligibility | Farmers directly engaged in agricultural activities. |
| Loan Limit | Equivalent to the amount of land owned. |
| Interest Rate | 9% (Adjustable – as per the latest circular on interest rates). |
| Installment Type | Lump-sum |
| Period of Loan | Up to 3 months after crop production. |
| Security | Maximum of 5 acres of land. |
| Designated Branches | Branches within the jurisdiction of the designated Union (as per Bangladesh Bank’s directives). |
Summer Crop – Rice
| Criteria | Details |
|---|---|
| Eligibility | Directly employed natural farmers engaged in agricultural work. |
| Loan Limit | From 50,000 BDT to 60,000 BDT. |
| Interest Rate | 9% (Adjustable – as per the latest circular regarding interest rates). |
| Installment Type | Lump sum. |
| Period of Loan | Up to 3 months after crop production. |
| Security | None. |
| Designated Branches | Designated branches within the jurisdiction of the affiliated Union (As per Bangladesh Bank’s directive). |
Cattle Farming
| Eligibility | Directly employed natural farmers in agriculture. |
|---|---|
| Loan Limit | From 1 deep to a maximum of 4 deeps, with a limit of BDT 90,000 per deep. |
| Interest Rate | 9% (Variable – as per the latest circular regarding interest rates). |
| Installment Type | Quarterly. |
| Period of Loan | 3 years. |
| Security | None. |
| Designated Branches | All branches of Janata Bank. |