SBAC VISA Debit Card
In this fast-paced digital age, convenience is king when it comes to managing your finances. Gone are the days when you had to make a trip to the bank just to withdraw cash or make payments. The SBAC VISA Debit Card is here to make your banking experience smoother and hassle-free. Let’s dive into the details of this EMV chip-secured card and how it can revolutionize your financial transactions.
Unveiling the SBAC VISA Debit Card
The SBAC VISA Debit Card is not your ordinary debit card; it’s a VISA EMV chip-secured card that empowers you to access your bank account without the need for cash visits to your bank. Here are some of the fantastic features that come with this card:
1. VISA EMV Chip Card
The EMV chip technology ensures your transactions are secure and protected against fraud.
2. Free Cash Withdrawal
Enjoy the freedom to withdraw cash without any charges at any SBAC Bank ATM and from over 1500 Q-Cash ATMs throughout Bangladesh.
3. Nationwide ATM Access
You can access cash from any VISA network ATM within Bangladesh, making it incredibly convenient no matter where you are.
4. POS Transactions
Make purchases at merchant locations across Bangladesh by directly debiting your bank account, saving you from carrying a wad of cash.
5. Online Shopping
Shop online with ease, directly debiting your bank account in Bangladesh for a seamless online shopping experience.
6. Free SMS Alerts
Stay informed about your transactions with free SMS alerts for any ATM, POS, or online transaction.
7. SBAC Bank ATM Services
Perform various banking operations at SBAC Bank ATMs, including cash withdrawal, balance inquiry, mini statements, and PIN changes.
Fees & Charges for the SBAC VISA Debit Card
| Fee Type | Amount (BDT) | VAT (15%) | Total (BDT) |
|---|---|---|---|
| Annual Fee | BDT. 350 | BDT. 52.50 | BDT. 402.50 |
| Card Replacement/Re-issue Fee | BDT. 300 | BDT. 45.00 | BDT. 345.00 |
| PIN Re-issue Fee | BDT. 150.00 | BDT. 22.50 | BDT. 172.50 |
| Cash Withdrawal from SBAC Bank Ltd. | Free | – | Free |
| Cash Withdrawal from Q-Cash ATM Network | Tk. 10.00 | – | Tk. 10.00 |
| Cash Withdrawal from NPSB Channel ATM | Tk. 15.00 | – | Tk. 15.00 |
| SMS Alert Fee | Free | – | Free |
Eligibility
If you are an individual with a savings, current, or STD account in CBL, you are eligible to avail yourself of this card. Once you apply, you can expect a quick delivery to your designated SBAC branch.
Note: For online transaction activation, simply get in touch with our Call Center or send an email, in accordance with Bangladesh Bank policy.
With the SBAC VISA Debit Card, you’ll have access to your funds and the convenience of making payments at your fingertips. Say goodbye to long bank queues and hello to a more straightforward and efficient way to manage your finances. Experience banking like never before with the SBAC VISA Debit Card, designed to make your life easier.
Frequently Asked Questions (FAQs) about the SBAC VISA Debit Card
1. What is the SBAC VISA Debit Card, and how does it differ from a regular debit card?
- The SBAC VISA Debit Card is an EMV chip-secured card that allows you to access your bank account without needing to visit your bank in person. Unlike a regular debit card, it provides enhanced security features and offers various benefits for convenient banking.
2. What is an EMV chip, and why is it important for the SBAC VISA Debit Card?
- The EMV chip is a technology that ensures the security of your transactions and protects you against fraud. It’s a crucial feature of the SBAC VISA Debit Card, making your financial transactions safer.
3. Can I withdraw cash with the SBAC VISA Debit Card, and are there any charges for it?
- Yes, you can withdraw cash using the SBAC VISA Debit Card. The card allows free cash withdrawals at SBAC Bank ATMs and only a small fee for withdrawals from Q-Cash ATMs or other network ATMs within Bangladesh.
4. Where can I use the SBAC VISA Debit Card for making purchases?
- You can use the SBAC VISA Debit Card for Point of Sale (POS) transactions at merchant locations across Bangladesh. It allows you to make payments directly from your bank account without the need for cash.
5. Can I use the SBAC VISA Debit Card for online shopping?
- Yes, the SBAC VISA Debit Card can be used for online shopping. You can make online payments by debiting your bank account, ensuring a seamless online shopping experience.
6. How can I stay informed about my transactions made with the SBAC VISA Debit Card?
- You can receive free SMS alerts for any ATM, POS, or online transaction, helping you stay updated on your financial activities.
7. Are there any additional services available at SBAC Bank ATMs with this card?
- Yes, you can perform various banking operations at SBAC Bank ATMs, including cash withdrawal, balance inquiry, mini statements, and PIN changes.
8. What are the fees and charges associated with the SBAC VISA Debit Card?
- The fees and charges include an annual fee, card replacement/re-issue fee, PIN re-issue fee, and nominal fees for ATM withdrawals from different networks. SMS alerts are provided free of charge.
9. Who is eligible to get the SBAC VISA Debit Card?
- Individuals with savings, current, or STD accounts at SBAC Bank Ltd. are eligible for the SBAC VISA Debit Card. Simply apply for the card, and it will be quickly delivered to your designated SBAC branch.
10. How can I activate online transactions with the SBAC VISA Debit Card?
- To activate online transactions, you can get in touch with the Call Center or send an email, following the guidelines provided by Bangladesh Bank policy.
11. How does the SBAC VISA Debit Card make banking more convenient?
- The SBAC VISA Debit Card eliminates the need for physical visits to the bank, providing easy access to your funds, secure transactions, and the convenience of cashless payments, ultimately simplifying your financial management.