Visa Signature Credit Card

Visa Signature Credit Card Features:

• Contactless NFC Technology: Make payments without swiping or typing the PIN for transactions up to BDT 5000 in a single transaction.
• Highest Credit limit: Enjoy a credit limit of up to BDT 10 lacs or USD 12,000.00 or collateralized limit of BDT 25,00,000.00.
• No Renewal Fee: Pay no fees for renewal if you perform at least 18 transactions in a year.
• Worldwide Acceptance: Dual currency facility available in BDT and US Dollar, allowing usage both locally and internationally.
• 45 Days Interest Free Period: Enjoy 0% interest offer for up to 45 days from the day of purchase.
• Higher Cash Withdrawal Limit: Benefit from a higher ATM withdrawal limit each day, up to 50% of available Credit limit.
• Complementary Access to Balaka Lounge: Enjoy up to 6 complimentary lounge accesses at Balaka Lounge, Hazrat Shahjalal International Airport, Dhaka.
• Priority Pass of Airport Lounge Program: Entitled to Priority Pass membership, granting access to over 600 VIP lounge locations globally.
• Insurance Cover for Death: Coverage for accidental/normal Death, with outstanding balance waiver and payment to the beneficiary in case of the cardholder’s demise.
• Free Supplementary Card: Apply for two additional supplementary cards for family members with no initial cost.
• Discount Offer: Enjoy discounts up to 50% at partner outlets including shops, restaurants, hospitals, and travel agencies.
• Buy Now Pay Later, EasyPay /EMI Facility: Purchase now and pay later with installment plans ranging from 3 to 36 months at partner outlets.
• EasyPay Cash Loan /EMI Facility on unused balance: Take loans with easy installment options up to 36 months from the unused credit balance.
• Fund Transfer: Transfer balance to Jamuna Bank PLC regular current or savings account, or to other bank accounts through BEFTN.
• Flexible Payment Option: Pay any amount from minimum to full balance using online transfer, auto-debit, or cash payment at Jamuna Bank PLC branches.
• Easy & Safe E-Commerce Shopping: Secure online shopping experience with one-time password (OTP) system.
• Reward Points for Cash Back or Free Gift Voucher: Earn double or triple reward points for spending, redeemable for cash back or free gift vouchers.
• Lost or Stolen Protection: Immediate reporting ensures protection against unauthorized transactions, with a replacement card issued within 7 working days.
• Shadhin Digital Banking App: Access account information, transactions, balance transfer, and mobile top-up through the Shadhin Digital Banking app.
• 24/7 Banking Service: Access your account anytime through online banking, mobile app, or by dialing the Call Center.

Eligibility:

• Minimum age 20 years old.
• Bangladeshi Citizen or a foreigner who has been a permanent resident of Bangladesh for the last two (2) years.

Frequently Asked Questions (FAQs) on Visa Signature Credit Card

Q: What is a Visa Signature Credit Card?
A: A Visa Signature Credit Card is a premium credit card offering various benefits and privileges to cardholders.

Q: What are the top features of a Visa Signature Credit Card?
A: The top features include Contactless NFC Technology, Highest Credit limit, No Renewal Fee, Worldwide Acceptance, 45 Days Interest Free Period, Higher Cash Withdrawal Limit, Complementary Access to Balaka Lounge, Priority Pass of Airport Lounge Program, Insurance Cover for Death, Free Supplementary Card, Discount Offer, Buy Now Pay Later, EasyPay /EMI Facility, EasyPay Cash Loan /EMI Facility on unused balance, Fund Transfer, Flexible Payment Option, Easy & Safe E-Commerce Shopping, Reward Points for Cash Back or Free Gift Voucher, Lost or Stolen Protection, Shadhin Digital Banking App, and 24/7 Banking Service.

Q: What is the eligibility criteria for a Visa Signature Credit Card?
A: The eligibility criteria include being a minimum age of 20 years old and being a Bangladeshi Citizen or a foreigner who has been a permanent resident of Bangladesh for the last two (2) years.

Q: What benefits does a Visa Signature Credit Card offer?
A: The benefits include access to exclusive lounges, priority pass membership, insurance coverage, reward points, discounts at partner outlets, easy payment options, and protection against loss or theft.

Q: How can I apply for a Visa Signature Credit Card?
A: You can apply for a Visa Signature Credit Card by contacting Jamuna Bank PLC and fulfilling the necessary application requirements.

Q: Is there a fee for renewing a Visa Signature Credit Card?
A: No, there is no renewal fee if you perform at least 18 transactions in a year.

Q: Can I use my Visa Signature Credit Card internationally?
A: Yes, you can use your Visa Signature Credit Card both locally and internationally, as it comes with dual currency facility in BDT and US Dollar.

Q: What should I do if my Visa Signature Credit Card is lost or stolen?
A: Immediately inform the card division through the 24/7 contact center to protect your funds, and a replacement card will be issued within 7 working days.

Q: How can I access my Visa Signature Credit Card account?
A: You can access your account anytime through online banking, the mobile app, or by dialing the Call Center.