Pubali Bank PLC Personal Loan
Pubali Bank PLC Personal Loan, access financial support with ease through our Personal Loan offerings, including the distinguished DLP- Pubali Star and the option available through authorized CLS Agents. Flexible terms, competitive rates, and hassle-free processing await to meet your diverse needs.
Product Name:
i) DLP- Pubali Star
ii) Personal Loan (through authorized CLS Agent)
Features:
- Designed to fulfill any personal or family financial requirements.
- Loan amount up to BDT 20 lac or up to 20 times of the net income/take-home salary, whichever is lower.
- Flexible repayment tenure ranging from 12 to 60 months.
- Competitive interest rates.
- Processing Fee: 0.50% of the loan amount.
- Transparent fee structure with no hidden charges.
- Streamlined documentation process for quick processing.
- Option for early and partial settlement.
Eligibility:
- Open to Bangladeshi individuals capable of loan repayment.
- National ID mandatory for Bangladeshi applicants.
- Age: Minimum 21 years & maximum 65 years at loan maturity.
- Minimum Gross Income: Tk.10,000/- for salaried individuals, Tk.25,000/- for self-employed and businessmen per month.
Required Documents:
- Copy of National ID of Applicant/Guarantor(s).
- 2 Copies of recent lab-printed passport size photographs.
- Copy of latest Income Tax Clearance Certificate/Tax Return/Tax Acknowledgement Receipt (for loan amount exceeding Tk.5.00 lac).
- Bank Statement for at least 06 months.
- Salary Certificate from competent authority for salaried individuals.
- Valid trade license for last two years, income statement for businessmen.
- Proof of ownership for House/Flat: Electric Bill/Gas Bill/Municipal Holding Tax Receipt/Mutation Parcha/Rent Receipt in the name of the applicant/spouse/parents.
Security:
- Personal Guarantee(s).
- Authorization for debiting client’s deposit account for EMI collection.
- Required number of fully prepared post-dated & valid signed MICR cheques with Memorandum of Deposit of cheques.
- Collateral/Appropriate security (if applicable).
For any queries, please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or email us at gsdd@pubalibankbd.com