Daridro Bimochon Karmasuchi (DABIK)
Target Audience:
Primarily for economically disadvantaged individuals
Eligibility Criteria:
- Land Ownership: Individuals with up to 0.50 acres of land, including homestead
- Rural Activities: Wide range of rural activities involved
Objectives:
- Micro-enterprise development
- Income generation
- Employment creation
- Poverty alleviation
Loan Features:
- Individuals or Group: Individual or a group of up to five members can avail the loan
- Loan Amount: Maximum loan limit of Tk.10,000 per individual
- Collateral: Collateral-free loan
- Interest Rate: 9.00% per annum
FAQs on Daridro Bimochon Karmasuchi
Q: Who is eligible to avail the DABIK loan?
A: Individuals who own up to 0.50 acres of land, including homestead, are eligible to avail the DABIK loan.
Q: What are the main objectives of the DABIK program?
A: The main objectives of the DABIK program are micro-enterprise development, income generation, employment creation, and poverty alleviation.
Q: Can a group of individuals apply for the DABIK loan?
A: Yes, a group of up to five members can apply for the DABIK loan.
Q: Is collateral required to avail the DABIK loan?
A: No, the DABIK loan is collateral-free.
Q: What is the maximum loan amount available under the DABIK program?
A: The maximum loan amount available under the DABIK program is Tk.10,000 per individual.
Q: What is the interest rate for the DABIK loan?
A: The interest rate for the DABIK loan is only 9.00% per annum.
Q: Where can I access the DABIK loan facilities?
A: The DABIK loan facilities are available at all branches of Agrani Bank Limited.