DBH Personal Loan
DBH Personal Loan offers financing for various needs such as education, medical expenses, weddings, recreation, asset purchase, investments, or any other personal requirements without requiring collateral, and with the fastest processing time possible.
- Flexible usage for any lawful needs
- Quick and easy loan processing and approval
- Minimal documentation required
- Loan amount up to Tk 20 lac
- Loan tenure up to 5 years
- No collateral required
- Attractive interest rates under the Adjustable Rate Loan scheme
- Transparent with no hidden charges
- Convenient repayment through equated monthly installments
Required Documents
General Documents (Applicable for all)
- Copy of trade license
- Company profile
- Financial statements for the last 3 years
- Income tax return with acknowledgment receipt for the last 3 years
- Bio data/CV of the applicant
- Bank statement for the last 12 months
- Copy of National Identity Card
- Copy of E-TIN certificate
- Passport size photo (2 copies)
- Business card
- Loan processing fee
- Copy of utility bill
- Approval letter and statement of ongoing loans
For Employed Individuals
- Certificate of employment/contract
- Pay-slip/Salary statements for the last 3 months showing deductions
- Bio data/CV of the applicant
- Bank statement for the last 12 months
- Copy of National Identity Card
- Copy of E-TIN certificate
- Acknowledgment receipt of income tax return
- Passport-size photo (2 copies)
- Business card
- Loan processing fee
- Copy of utility bill
- Approval letter and statement of ongoing loans
For Self-Employed Individuals
- Copy of trade license
- Company profile
- Financial statements for the last 3 years
- Income tax return with acknowledgment receipt for the last 3 years
- Bio data/CV of the applicant
- Bank statement for the last 12 months
- Copy of National Identity Card
- Copy of E-TIN certificate
- Passport size photo (2 copies)
- Business card
- Loan processing fee
- Copy of utility bill
- Approval letter and statement of ongoing loans
FAQs on DBH Personal Loan
Q: What is a personal loan?
A: A personal loan is a type of loan provided by financial institutions to individuals for various personal purposes such as education, medical expenses, weddings, recreation, asset purchase, investments, or any other lawful needs.
Q: How can I use a personal loan?
A: You can use a personal loan for a wide range of purposes including educational expenses, medical emergencies, wedding expenses, leisure activities, purchasing assets, making investments, or fulfilling any other personal financial needs.
Q: What are the benefits of a personal loan from DBH?
A: DBH personal loans offer several benefits including quick and easy processing, minimal documentation requirements, loan amounts of up to Tk 20 lac, flexible repayment tenure of up to 5 years, attractive interest rates, and no requirement for collateral.
Q: What documents are required to apply for a personal loan?
A: The required documents typically include a copy of your trade license, company profile, financial statements for the last 3 years, income tax returns for the last 3 years, bio data/CV, bank statements for the last 12 months, copies of your National Identity Card and E-TIN certificate, passport-size photos, business card, copy of utility bill, loan processing fee, and approval letter/statement of ongoing loans.
Q: Can employed individuals apply for a personal loan?
A: Yes, employed individuals can apply for a personal loan. They need to provide additional documents such as a certificate of employment/contract, pay-slips/salary statements for the last 3 months showing deductions, and acknowledgment receipts of income tax returns.
Q: What about self-employed individuals? Can they apply for a personal loan?
A: Absolutely, self-employed individuals can also apply for a personal loan. They need to submit documents like a copy of their trade license, company profile, financial statements for the last 3 years, income tax returns for the last 3 years, along with other standard documents required for the application.
Q: How can I repay my personal loan?
A: You can repay your personal loan through equated monthly installments (EMIs) over the chosen tenure. The repayment schedule will be provided to you upon loan approval, outlining the monthly installment amount and due dates.
Q: Are there any hidden charges associated with DBH personal loans?
A: No, DBH personal loans are transparent with no hidden charges. All applicable fees and charges will be clearly communicated to you during the application process, ensuring full transparency.
Q: Can I apply for a personal loan online?
A: Yes, DBH offers the convenience of applying for a personal loan online. You can fill out the application form on their website and submit the required documents electronically for faster processing.