IDLC Finance SME Loan

IDLC Finance SME Loan

A safe and comfortable lifestyle requires having a safety plan to deal with unplanned/immediate needs at any time. Usually, we continue living in an unplanned way and if someone thinks about the upcoming problems and saves some money in a planned way, then we don’t rush in times of danger. So, we sometimes run late, if someone is late then it becomes important to take a loan from various financial institutions. Today we present information about IDLC Finance SME Loan which will help you with your instant SME loan to meet the needs of these challenging times.

 You can choose from IDLC Finance’s flexible tenor and quick disbursal process to suit your EMI repayment options.

Features of IDLC SME Loans

Types of LoanTenorLimit
SME Term LoanUp to 13 months to 60 monthsUp to BDT 5 crore
PURNOTA (Women Entrepreneur Loan)Up to 13 to 60 monthsUp to Starting from BDT 2 lacs
SEASONAL LoanUp to 1 yearUp to BDT 1 crore
ABASHAN (Commercial Housing Loan)Up to 20 yearsUp to 80% of LTC (Loan-to-Cost)
Commercial Vehicle Financing13 months to 60 monthsUp to 80% of the price of the vehicle
SME Shombhabona13 months to 60 monthsUp to BDT 25 lac
IDLC Udbhabon13 months to 60 monthsUp to BDT 1 crore
UDBHABON Startup LoanUp to 60 monthsUp to BDT 25 lacs
WORKING Capital LoanUp to 1 yearUp to BDT 1 crore

Eligibility Criteria

  • The entrepreneur should have at least 2 years of experience in a similar business.
  • The business must be in operation for at least 2 years.

List of Documents Required to apply for IDLC SME Loan

  • Copy of National Identification Card (NID)
  • Copy of Trade License
  • Personal Net Worth Statement
  • Bank Statement
  • Rental Deed
  • Sales Information for the past 12 months
  • Photocopy of TIN certificate
  • CIB Undertaking
  • Other relevant documents if required.

Frequently Asked Questions (FAQs) about IDLC finance SME loan

What is the eligibility criteria for SME loan?

  • To get our SME loan, your business has to have 2 years of operational experience based on trade license. Your age must be within 20-60 years old and you need to have 2 years of experience in your business sector.

What is the interest rate of IDLC finance SME loan?

  • Interest rates of SME Loans will depend on the type of your business, location of business, operational experience of business etc.

How can I take SME Loan?

  • If you have an existing business, running for more than 2 years, you can check your eligibility for loan at this link – Fill up the complete form to apply, and we will call you within 2 working days.

Can I check my eligibility on online?

What is the Contact Number of IDLC SME Loans?

Corporate Division

IDLC Finance Limited

Bay’s Galleria (1st Floor), 57 Gulshan Avenue, Dhaka 1212, Bangladesh

Contact No: 16409, +8809609994352


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