Jamuna Bank Overseas Job Loan

This loan means taking a loan from a bank in Bangladesh from abroad. That is, those who have a business visa, work permit, green card, resident visa, and valid job offer abroad can take this loan. Again, many people are doing job training to go abroad or have been conducting business abroad legally, they can take this loan.

The main purpose of this loan is educational expenses, travel expenses, festive expenses, marital expenses, land purchase, house construction, house renovation, transport purchase, office equipment purchase, professional equipment purchase, office space purchase/rent, shop space purchase/rent, office Purchase of decorations, and household durables/appliances/electronics.

Features of the Overseas Loan

  • Bangladeshi by birth
  • Minimum age 25 years / Maximum age 57 years
  • But loan tenor shall not exceed 62 years of age
  • Loan amount Up to BDT. 50.00 Lac.

Eligibility Criteria

  • Age: Minimum age 25 years & Maximum age 57 years (at loan maturity)
  • Net Income Tk. 50,000/- per month
  • Personal Guarantee of the applicant & applicant’s spouse.

Required Documents

  • Completed Application Form
  • Copy of National ID/Passport/ Driving License of Applicant(s)
  • Valid Photo ID of Guarantor (s)
  • Copy of Visa
  • Overseas valid documents
  • Recent Photographs of Applicant(s) (Self-Attested)
  • Recent Photograph of Guarantor(s) (Attested by Applicant and Guarantor)
  • e-TIN Certificate
  • Copy of Utility Bill- Electricity/Gas/WASA (If applicable)
  • Bank Statement of the last 12 months
  • Income Tax Return acknowledgment slip signed by the client

Security/ Collateral

  • Registration of vehicle in favor of JBL
  • Personal guarantee of the applicant & applicant’s spouse
  • Third party Guarantor shall be equal to or creditworthy than the principal applicant
  • Post dated cheques for installments and one undated cheque covering entire loan amount with interest
  • Comprehensive 1st party insurance coverage of asset favouring the bank.

FAQs on Jamuna Bank Overseas Job Loan

Q: Who is eligible for a Jamuna Bank Overseas Job Loan?

A: To be eligible for a Jamuna Bank Overseas Job Loan, you must be between the ages of 25 and 57 (at loan maturity) and have a minimum net income of BDT 50,000.

Q: Where can I get the Jamuna Bank Overseas Job Loan application form?

A: You can download the loan application form from two places:

  • The bank’s official website in the “Downloads” section.
  • Any Jamuna Bank branch office.

Q: How can I track the status of my application?

A: There are two ways to track the status of your application:

  • Visit your local Jamuna Bank branch. Most representatives can provide updates on individual applications.
  • If you applied through a third party, contact them for an update.

The bank may also send you email and SMS updates on the status of your loan using the contact information you provided in your application.

Q: How can I contact customer care for more details on the Overseas Job Loan?

A: You can contact Jamuna Bank’s customer care team 24/7 at +8809610005678 for any inquiries about the Overseas Job Loan.

Alternatively, you can submit product inquiries or complaints online on the Jamuna Bank website.

Q: What is the loan tenor for the Overseas Job Loan?

A: The loan tenor, or repayment period, is up to 60 months (5 years).

Q: What is the maximum loan amount for the Jamuna Bank Overseas Job Loan?

A: The maximum loan size is 50 lacs (5,000,000 taka).

Q: What is the minimum net income requirement for this loan?

A: The minimum net income requirement to get this loan is BDT 50,000 per month.

To contact Jamuna Bank, you can reach out through the following channels:

Call: Dial 16742 to speak with a representative.

Send a Mail: You can send an email to info@jamunabank.com.bd for inquiries and assistance.

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