Jamuna Bank Visa Platinum Credit Card

Table of Contents

Features & Benefits

Highest Credit Limit: Cardholders are entitled to a maximum credit limit of up to BDT 10 lacs or USD 12,000.00, with the possibility of collateralized limits as per Bangladesh Bank guidelines.
No Renewal Fee: There is no renewal fee if a minimum of 18 transactions are performed in a year.
Worldwide Acceptance: The card is accepted globally, with dual currency facilities available in Bangladeshi Taka and US Dollars. Prior dollar endorsement is required before traveling abroad.
45 Days Interest Free Period: Enjoy a 0% interest offer for up to 45 days from the date of purchase.
Higher Cash Withdrawal Limit: Cardholders can enjoy a higher ATM withdrawal limit, up to 50% of the available credit limit, round the clock.
Insurance Cover for Death: Accidental or normal death insurance coverage is provided. In the event of the cardholder’s death, the outstanding balance will be waived, and an equal amount will be paid to the family or beneficiary.
Free Supplementary Card: Cardholders can apply for up to two additional supplementary cards for family members, free of cost for the first time.
Discount Offers: Enjoy discounts at partner outlets, including shops, restaurants, hospitals, and travel agencies, with discounts of up to 50%.
Buy Now Pay Later, EasyPay / EMI Facility: Easy installment plans are available at partner outlets, allowing cardholders to buy now and pay later. Installment plans range from 3 months to 36 months.
EasyPay Cash Loan / EMI Facility on Unused Balance: Loans with easy installment facilities are available, with repayment options of up to 36 months.
Fund Transfer: Emergency cash can be transferred from the credit card balance to a regular current or savings account. Funds can also be transferred to other bank accounts or BKash accounts instantly.
Flexible Payment Options: Multiple payment options are available, including online transfer, auto-debit, and cash payment at Jamuna Bank PLC branches.
Easy & Safe E-Commerce Shopping: Secure online shopping experiences are facilitated with one-time password (OTP) authentication.
Reward Points: Earn reward points with every spending, which can be redeemed for cash back or free gift vouchers from partner outlets.
Lost or Stolen Protection: Immediate reporting of lost or stolen cards ensures financial liability protection. Replacement cards are issued within 7 working days.
24/7 Banking Service: Access account information and transactions through online banking, mobile banking app, or the 24-hour call center.

Eligibility:

Applicants must be at least 20 years old and either Bangladeshi citizens or permanent residents for the last two years.

Frequently Asked Questions (FAQs) – Visa Platinum Credit Card by Jamuna Bank PLC

Q: What is the Visa Platinum Credit Card offered by Jamuna Bank PLC?
A: The Visa Platinum Credit Card by Jamuna Bank PLC is a premium credit card that simplifies travel and eliminates the need for cash, offering various benefits and features tailored to meet your financial needs.

Q: What are the top features of the Visa Platinum Credit Card?
A: The Visa Platinum Credit Card comes with contactless NFC technology, a high credit limit, no renewal fee under certain conditions, and a 45-day interest-free period. It also offers insurance cover for death and 24/7 banking service.

Q: What is the credit limit offered with the Visa Platinum Credit Card?
A: Jamuna Bank PLC Platinum cardholders are entitled to a maximum credit limit of up to BDT 10 lacs or USD 12,000.00, or a collateralized limit of BDT 25,00,000.00, as per guidelines from Bangladesh Bank.

Q: What benefits does the Visa Platinum Credit Card offer for international usage?
A: The Visa Platinum Credit Card allows for international usage against the annual Travel Quota (TQ) entitlement as per prevailing Foreign Exchange Regulations. Supplementary cardholders can also enjoy this facility.

Q: Does the Visa Platinum Credit Card offer any lounge access benefits?
A: Yes, Jamuna Bank PLC Visa Platinum cardholders have complementary access to Balaka Lounge at Hazrat Shahjalal International Airport, Dhaka, and are entitled to Priority Pass membership for access to airport lounges worldwide.

Q: What additional benefits does the Visa Platinum Credit Card provide?
A: The Visa Platinum Credit Card offers various benefits, including insurance cover for death, free supplementary cards, discount offers at partner outlets, and the EasyPay/EMI facility for convenient payment options.

Q: How can I apply for the Visa Platinum Credit Card?
A: To apply for the Visa Platinum Credit Card, you can visit your nearest Jamuna Bank PLC branch or apply online through their website. Eligibility criteria include being a minimum of 20 years old and either a Bangladeshi citizen or a foreigner who has been a permanent resident of Bangladesh for the last two (2) years.