LankaBangla Doctors’ Loans
Doctors play an indispensable role in our lives, tirelessly working to keep us healthy and thriving during our most critical moments. LankaBangla recognize the invaluable contributions of medical professionals, and we are proud to be your financial partner. We offer specialized Doctors’ loan products designed to meet your unique needs, ensuring you never have to compromise on all that life has to offer.
LankaBangla Doctors’ Loans Key Features
In times of need, doctors stand by our side, promoting healthier lives through their unwavering support.LankaBangla stand with them, offering Doctors’ loans to fulfill their financial requirements. Here’s what our Doctors’ loans entail:
- Generous Loan Amount: Access up to BDT 25 Lac, the highest loan ceiling available in the market.
- Extended Loan Tenure: Enjoy the flexibility of loan tenures of up to 60 months.
- Top Up Loan Facility: Secure additional funds as needed.
- Competitive Interest Rates: Benefit from competitive interest rates.
- Swift Approval: Experience the shortest possible approval time.
- Partial Prepayment Option: Pay off your loan faster and save on interest.
- No Hidden Costs: Comprehensive life insurance coverage with no hidden charges.
Purposes
Our Doctors’ loans cater to a variety of financial needs, including:
- Meeting unexpected financial emergencies.
- Purchasing household items.
- Acquiring medical equipment.
- Taking over loans from other banks or financial institutions.
- Renovating your home.
Eligibilities
To be eligible for our Doctors’ loans, you should meet the following criteria:
- Age range of 24 to 70 years upon loan maturity.
- Minimum monthly income of BDT 22,000.
- Residency in Dhaka, Chattogram, Sylhet, Khulna, Rajshahi, Mymensingh, Cumilla Division, or nearby areas.
- At least one year of bank account relationship with any scheduled bank in Bangladesh.
- Government doctors require a minimum of one year of professional practice, while private doctors need three years.
- Joint applications are welcome.
- All registered MBBS doctors.
Required Documents
When applying for our Doctors’ loans, ensure you have the following documents:
- Duly filled and signed application form.
- Recent studio photographs of the applicant and guarantors.
- Valid NID (National ID), passport, or driving license for both the applicant and guarantors.
- E-TIN copy.
- The previous year’s bank statements.
- Copies of utility bills (electricity, WASA, gas, landline phone, if applicable).
- MBBS and BMDC certificates.
Additional documents required for specific applicants:
Salaried Person:
- Salary certificate (in the form of a Letter of Introduction).
- Pay slips or debit vouchers.
- Asset-Liability statement.
Businessman/Self-employed Professionals:
- Trade license.
- Income statement.
- Professional certificate.
- Asset-Liability statement.
Securities
Our Doctors’ loans are secured by post-dated cheques and two personal guarantees, one from a family member and another from a colleague, doctor, landlord, banker, government employee, or professional.
Apply Online
To explore the possibilities and apply for a Doctors’ loan, visit LankaBangla website and complete your application online. Allow us to accompany you financially as you pursue achievement. a
At [Your Bank Name], we are committed to supporting the healthcare heroes who make a difference in our lives every day. Join hands with us and experience a financial solution tailored to meet your unique needs.
Frequently Asked Questions (FAQs) – LankaBangla Doctors’ Loans
1. What is a Doctors’ Loan, and who is eligible to apply for it?
A Doctors’ Loan is a specialized financial product designed for medical professionals. Eligible applicants include registered MBBS doctors with at least one year of professional practice for government doctors and three years for private doctors. The age range for eligibility is between 24 and 70 years at the time of loan maturity.
2. What are the purposes for which I can use a Doctors’ Loan?
Doctors’ Loans are versatile and can be used for various purposes, including covering financial emergencies, purchasing household items, acquiring medical equipment, taking over loans from other banks or financial institutions, and renovating your home.
3. What is the maximum loan amount I can get with a Doctors’ Loan?
You can access a loan amount of up to BDT 25 Lac, which is the highest loan ceiling available in the market, ensuring you have the financial support you need.
4. What is the maximum loan tenure available for Doctors’ Loans?
With a Doctors’ Loan, you can enjoy extended loan tenures of up to 60 months, providing flexibility in repayment.
5. How quickly can I expect approval for my Doctors’ Loan application?
LankaBangla prioritize quick approvals. You can expect your loan application to be processed and approved within the shortest possible time, allowing you to access the funds you need promptly.
6. Are there any hidden costs associated with Doctors’ Loans?
No, there are no hidden costs. Our Doctors’ Loans come with comprehensive life insurance coverage, ensuring transparency and peace of mind for our valued customers.
7. What documents are required to apply for a Doctors’ Loan?
To apply for a Doctors’ Loan, you will need the following documents:
- Duly filled and signed application form.
- Recent studio photographs of the applicant and guarantors.
- Valid NID (National ID), passport, or driving license for both the applicant and guarantors.
- E-TIN copy.
- Previous year’s bank statements
- Copies of utility bills (electricity, WASA, gas, landline phone, if applicable).
- MBBS and BMDC certificates.
Additional documents may be required based on your employment status. For salaried individuals, this may include salary certificates, pay slips, and asset-liability statements. Businessmen and self-employed professionals might need to provide a trade license, income statement, professional certificates, and asset-liability statements.
8. How can I apply for a Doctors’ Loan?
You can conveniently apply for a Doctors’ Loan online through our website. Visit our website, complete your application, and let us guide you through the process.
9. What securities are required for Doctors’ Loans?
Our Doctors’ Loans are secured by post-dated cheques and two personal guarantees. One guarantee should be from a family member, and the other can be from a colleague, doctor, landlord, banker, government employee, or professional.
10. How can [Your Bank Name] assist medical professionals in their financial journey?
LankaBangla is committed to supporting healthcare heroes by providing tailored financial solutions through Doctors’ Loans. We aim to be your reliable financial partner, ensuring you have the resources you need to achieve your financial goals while you continue to make a difference in the healthcare industry.
If you have any additional questions or need further information, please don’t hesitate to contact our dedicated customer support team or visit our website for more details.