Pubali Bank Flat Purchase Loan

Discover Pubali Bank’s Flat Purchase Loan. Get up to 70% financing for flats, apartments, or houses. Quick approvals, low interest rates, and more! Flat Purchase Loan, Home Financing, Housing Loan, Apartment Purchase, Mortgage Loan

Product Name Pubali Bank Flat Purchase Loan

i) Pubali Mortgage

ii) Pubali Bank Flat Purchase Loan (provided by authorized CLS Agents)

If the idea of owning your own house, flat, or apartment has been a cherished dream, the PBL Flat Purchase Loan is the perfect solution. With convenient features and a straightforward process, we make turning your dream into reality a breeze.

Key Features Pubali Bank Flat Purchase Loan

This versatile loan can be utilized for a variety of purposes:

  • Purchase of Residential Flat/Apartment: Acquire the home of your dreams in a residential building.
  • Purchase of Completed House: Buy a ready-made house with both land and building.
  • Purchase of Chamber/Office Space: Ideal for self-employed professionals like Doctors, Lawyers, Consultants, etc., for their personal use.
  • Takeover of Existing Home Loan: Transfer your existing personal home loan from any other Bank or Financial Institution with ease.
  • Loan Amount: You can secure a loan for up to a maximum of 70% of the flat/home value or Tk. 2.00 crore, depending on your repayment capability.
  • Flexible Repayment: Enjoy the flexibility of a maximum 15-year repayment period, including a grace period.
  • Interest Rate: Currently, we offer a competitive interest rate of 9%.
  • Processing Fee: A nominal processing fee of 0.50% of the loan amount applies, capped at Tk. 20,000. No hidden charges to worry about.
  • Easy Documentation: We ensure a hassle-free and quick processing experience with straightforward documentation.
  • Early & Partial Settlement: You have the option to make early or partial settlements on your loan, giving you more control over your finances.

Read: Pubali Bank House Renovation Loan

Pubali Bank Flat Purchase Loan Eligibility

To qualify for the Pubali Bank Flat Purchase Loan, you need to meet the following criteria:

  • Bangladeshi Taxpaying Individual: Whether you’re a salaried employee, professional, or business person, you must be a Bangladeshi taxpaying individual with the means to deposit equity and repay the loan.
  • Non-Resident Bangladeshi: Non-resident Bangladeshi individuals can also apply, subject to the rules and regulations of Bangladesh Bank and the Bangladesh Government.
  • Approved Plan: The property must be constructed in compliance with the approved plan of the competent authority.
  • Steady Income: Applicants should have a fixed source of income, with a minimum monthly net income at least twice the monthly installment, including installments of other loans (if any).
  • Age Requirement: Applicants should be between 21 and 65 years old at the time of loan maturity.

Required Documents for Pubali Bank Flat Purchase Loan

To apply for the Pubali Bank Flat Purchase Loan, you’ll need the following documents:

  • National ID: A copy of the National ID of the applicant or guarantor.
  • Photographs: Two recent lab-printed passport-size photographs.
  • Income Tax Documents: A copy of the latest Income Tax Clearance Certificate, Tax Return, or Tax Acknowledgment Receipt of the applicant.
  • Bank Statement: Bank statements for at least the last 12 months.
  • Property Documents: All relevant documents related to the property.
  • Salaried Person: For salaried individuals, a Salary Certificate from a competent authority.
  • Businessman/Self-Employed Person: Trade license and other related papers for the last 3 years.


We ensure the safety of your loan with the following security measures:

  • Registered Mortgage: A registered mortgage secures your loan.
  • Personal Guarantee: A personal guarantee is required for added security.
  • EMI Collection: We are authorized to debit your deposit account for the collection of Equated Monthly Installments (EMIs).
  • Post-Dated Cheques: You will need to provide the required number of fully prepared, post-dated, and validly signed MICR cheques along with a Memorandum of Deposit of cheques.

For any inquiries or further information to the bank:

Contact Information:

  • Telephone: (PABX) 02223381614
  • Fax: 880-2-9564009
  • Email:

Take the first step in realizing your dream of owning a flat with the Pubali Bank Flat Purchase Loan.

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.