Prime Bank Swapna Neer Loan

To buy a dream residential property the Swapna Neer Loan helps you. Prime Bank makes your life easy and fruitful to secure your family’s future.

Prime Bank Swapna Neer Loan Features

Table of Contents

Maximum Loan Amount: BDT 2.0 crore
Maximum Loan Tenure: Up to 25 Years
Equity Ratio: 70:30
NRB Customer loan amount may extend up to 75%
Takeover facility with Zero processing fee
Exceptional features for NRB (Salaried only) & Mariner client
Purpose of the Loan: To Purchase a dream property for own residential purpose.

Eligibility for Swapna Neer Loan

Only Bangladeshi National
Any Corporate / Individual Client
Employees of Multinational Companies
Employees of Bank/Non-Financial Institutions
Doctor/Engineer/Chartered Accountants/Defense Officers/Teaching Staff of Reputed Institution.

Prime Bank Swapna Neer Loan Requirements

Co-applicant (Minimum one)
One Personal guarantor may be required.

Prime Bank Swapna Neer Loan Required Documents

Common Required documents:

Recent Passport-size color photographs of the applicant (s) and guarantor(s)
Copy of NID/Passport of applicant and guarantor(s)
Copy of Latest utility bill (gas/water/electricity/municipal tax)
Copy of Latest tax clearance certificate/E-TIN
latest 12 months bank statement for businessmen (06 months for others).

Additional documents required for Salaried Person/Self Employed:

Original Salary Certificate/Letter of Introduction (LOI)
Copy of Pay-slip
Offer letter/Release letter from the previous employer to prove service experience
Professional certificate issued by the concerned authority.

Additional documents required for Businessmen:

Copy of latest Trade license
Copy of Registered Partnership Deed & Form I (Partnership Firm)
Copy of MOA, AOA, Certification of Incorporation, Latest Form XII & X (Limited Company).

Additional documents required for Landlord:

Copy of property title deed and latest mutations
Copy of utility bill copy
Copy of valid rental deed with tenants
Copy of latest ground rent receipts and municipal tax receipts.

FAQs (Frequently Asked Questions) about home loan

Q: What is a home loan?
A: A home loan is when a bank provides funds to a customer to assist them in purchasing a house or flat.

Q: What is the tenure of a home loan?
A: The tenure for a home loan typically ranges from a minimum of 3 years to a maximum of 25 years.

Q: What is the interest rate for a Car Loan?
A: The interest rate for a Car Loan is 7.50%.

Q: What are the Eligibility Criteria for a Home Loan?
A: Any Bangladeshi citizen, including job holders and professionals, can apply for a home loan.

Q: Does Prime Bank give loans to government employees to buy plots?
A: Yes, Prime Bank provides loans to government employees for purchasing plots.

Q: Who will verify and attest the loan documents?
A: Loan documents are duly attested by the Branch Manager.

Q: Who can apply for a home loan from Prime Bank?
A: You can apply for a home loan at the nearest branch or contact through mobile phone or TnT at 16225.