Prime Bank Swapna Neer Loan

To buy a dream residential property the Swapna Neer Loan helps you. Prime Bank makes your life easy and fruitful to secure your family’s future.

Prime Bank Swapna Neer Loan Features

  • Maximum Loan Amount: BDT 2.0 crore
  • Maximum Loan Tenure: Up to 25 Years
  • Equity Ratio: 70:30
  • NRB Customer loan amount may extend up to 75%
  • Takeover facility with Zero processing fee
  • Exceptional features for NRB (Salaried only) & Mariner client
  • Purpose of the Loan: To Purchase a dream property for own residential purpose.

Eligibility for Swapna Neer Loan

  • Only Bangladeshi National
  • Any Corporate / Individual Client
  • Employees of Multinational Companies
  • Employees of Bank/Non-Financial Institutions
  • Doctor/Engineer/Chartered Accountants/Defense Officers/Teaching Staff of Reputed Institution.

Prime Bank Swapna Neer Loan Requirements

  • Co-applicant (Minimum one)
  • One Personal guarantor may be required.

Prime Bank Swapna Neer Loan Required Documents

Common Required documents:

  • Recent Passport-size color photographs of the applicant (s) and guarantor(s)
  • Copy of NID/Passport of applicant and guarantor(s)
  • Copy of Latest utility bill (gas/water/electricity/municipal tax)
  • Copy of Latest tax clearance certificate/E-TIN
  • latest 12 months bank statement for businessmen (06 months for others).

Additional documents required for Salaried Person/Self Employed:

  • Original Salary Certificate/Letter of Introduction (LOI)
  • Copy of Pay-slip
  • Offer letter/Release letter from the previous employer to prove service experience
  • Professional certificate issued by the concerned authority.

Additional documents required for Businessmen:

  • Copy of latest Trade license
  • Copy of Registered Partnership Deed & Form I (Partnership Firm)
  • Copy of MOA, AOA, Certification of Incorporation, Latest Form XII & X (Limited Company).

Additional documents required for Landlord:

  • Copy of property title deed and latest mutations
  • Copy of utility bill copy
  • Copy of valid rental deed with tenants
  • Copy of latest ground rent receipts and municipal tax receipts.

FAQs (Frequently Asked Questions) about home loan

Q: What is a home loan?
A: A home loan is when a bank provides funds to a customer to assist them in purchasing a house or flat.

Q: What is the tenure of a home loan?
A: The tenure for a home loan typically ranges from a minimum of 3 years to a maximum of 25 years.

Q: What is the interest rate for a Car Loan?
A: The interest rate for a Car Loan is 7.50%.

Q: What are the Eligibility Criteria for a Home Loan?
A: Any Bangladeshi citizen, including job holders and professionals, can apply for a home loan.

Q: Does Prime Bank give loans to government employees to buy plots?
A: Yes, Prime Bank provides loans to government employees for purchasing plots.

Q: Who will verify and attest the loan documents?
A: Loan documents are duly attested by the Branch Manager.

Q: Who can apply for a home loan from Prime Bank?
A: You can apply for a home loan at the nearest branch or contact through mobile phone or TnT at 16225.

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