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Trust Bank Credit Card

Explore the financial definition of credit cards and learn about credit limits with the Trust Bank Credit Card. Discover how these versatile tools empower consumers to make purchases within set limits.

The financial definition of a credit card involves the ability to make purchases with a card issued by a bank or financial institution. A typical example is the Trust Bank Credit Card. Consumer credit cards come with a predefined maximum amount or credit limit that the cardholder can borrow for a specified period. These credit limits are determined by the card issuer, taking into consideration the cardholder’s credit rating and credit history. When a customer wishes to make a purchase using a credit card, it enables them to pay for the product’s purchase price within the set credit limit. Credit cards, Trust Bank Credit Card, Consumer credit, Financial definition, Credit limits, Credit rating, Credit history, Card issuer, Purchasing power.

Trust Bank offers the following dual currency credit card facilities in their card service category. An account holder or an affluent person can avail credit card facility from Trust Bank. A customer can get a limit of up to 10 lac on a dual currency credit card.

Trust Bank normally has two types of credit cards namely local and dual currency cards. Payment through local credit cards is only within Bangladesh and with dual currency credit cards customers can pay for any product or service in Bangladesh and abroad but the amount of money is limited by Bangladesh Bank.

What is Credit Card?

A credit Card is a convenient and secure premium card to enjoy access to rewards, valuable benefits, and exclusive experiences.

Trust Bank Credit Cards List

Card TitleCredit Card Features
Visa Signature CardCard limit up to BDT 10.00 Lac.
NFC Contactless secured card.
1st Year free (Card charge fee).
Complimentary Priority Pass only for International Airport Lounges, free visits on a year.
Endorsement facility against Bangladesh Govt travel quota (up to $12,000 yearly).
Discount facility on EMI and 100+ merchant points.
Convenient utility bill payment facility through internet Banking and mobile application.
Interest-free Bank POS facility for cash Advance.
No Cash Withdrawal Fee from TBL ATM.
Visa International GoldCard fee of 50% for Defense personnel.  
Card fee waived from 2nd year after doing 18 transactions (min Tk.500.00 each) in POS and E-Commerce.
1st Supplementary Credit Card for Lifetime free.
EMV Chip-Base secured Card.
0% EMI Facilities with the selective merchant point.
Max 45 days Interest-Free Free for POS & E-Commerce transactions.
EMI Facilities with all other merchants.
Cash Advance Facility at TBL Bank POS and ATM (45 days interest-free).
Life Style Benefits – Trust Universe (Discount facilities with different 50+ merchant)Free e-Statement Service.
Transaction Notification through SMS.
Global Acceptance and auto Debit Facility.
Payment through I-Banking.
24X7 hours Call Center.
Visa International ClassicMaximum limit BDT. 1.2 lac
Card fee of 50% waived for Defense personnel.
Card fee waived from 2nd year after doing 18 transactions (min Tk.500.00 each) in POS and E-Commerce.
1st Supplementary Credit Card for Lifetime free.
EMV Chip-Base secured Card0% EMI Facilities with the selective merchant.
Max 45- Days Interest-Free for POS & E-Commerce transaction.
EMI Facilities with all other merchant .
Cash Advance Facility at TBL Bank POS (with Max. 45 days interest free).
Cash Advance Facility at ATM.
Life Style Benefits – Trust Youniverse (Discount facilities with different 50+ merchant).
Free e-Statement Service.
Transaction Notification through SMS.
Worldwide ATM cash withdrawal facilities.
Global Acceptance and auto Debit Facility.
Payment through I-Banking.
24X7 hours Call Center.
Visa Platinum CardMaximum limit BDT. 5 lac.
Card fee of 50% waived for Defense personnel.
Card fee waived from 2nd year after doing 18 transactions (min Tk.500.00 each) in POS and E-Commerce.
1st Supplementary Credit Card for Lifetime free.
EMV Chip-Base secured Card.
0% EMI Facilities with the selective merchant.
Max 45- Days Interest-Free for POS & E-Commerce transaction.
EMI Facilities with all other merchant (Conditions apply).
Cash Advance Facility at TBL Bank POS (with Max. 45 days interest free).
Cash Advance Facility at ATM.
Life Style Benefits – Trust Youniverse (Discount facilities with different 50+ merchant).
Free e-Statement Service.
Transaction Notification through SMS.
Worldwide ATM cash withdrawal facilities.
Global Acceptance and auto Debit Facility.
Payment through I-Banking.
24X7 hours Call Center.

Trust Bank Credit Cards Eligibility

  • The applicant’s age will be:
    • Signature Card: 23 years to 65 years
    • International Gold: 23 years to 65 years
    • International Classic: 23 years to 65 years
    • Platinum Card: 25 years to 65 years
  • TIN certificate: The Taxpayer Identification Number (TIN) certificate is mandatory
  • Business/Service Tenure: 1 year
  • Salaried Group: Minimum 6 months (Excluding Probation Period)
  • Self-Employed Group: Minimum 1 year
  • Any salary income earner of Government & Semi Government Organizations, Multi-National Companies, UN Organization, Development Agency, Embassy, Large & Local Corporate Bodies, Banks and NBFIs.
  • Any Self-employed income earner, Businessman (Proprietorship, Partners hip, Private Limited, Public Limited, Social Enterprise, Trading Companies, etc.).
  • Any Self-Employed Professionals such as Doctor, Engineer, Architect, lT Consultant, Teachers etc., Landlord/ Landlady.
  • Nationality: Bangladeshi nationals or Non-Bangladeshi with a valid work permits.
  • Minimum Income (depends on the card and limit)
    • Government & Semi Government Employees with basic BDT. 7500 and above.
    • Salaried person Other than Government/Semi Govt.  Employees- BDT.  15,000.00 and above.
    • Self-employed- BDT.  20,000.00 and above
  • Experience
    • Salaried Individuals- 01 year experience along with 6 months in the current organization.
    • Self-employed- Minimum business existence should be 02 years for self-employed.
    • Contractual staff of a multinational company with length of service for minimum one year with one renewal.

A customer needs a minimum monthly income to get a Bank Asia credit card and the customer is essential to submit documents.

Required Documents for Trust Bank Credit Card

  • Application form duly filled up by the applicant.
  • 01 Copy PP size photograph.
  • Copy of the Passport.
  • E-TIN certificate
  • Utility bill copy for address verification
  • Copy of National ID.
  • Copy Office ID Card & Visiting Card.
  • Last 6 (six) months bank statement.
  • Letter of introduction from competent authority.
  • Pay Slip
  • Sign of CIB under taking from
  • Sign of Charge Documents
  • For businessman: Minimum business existence should be 5 years in particular fields.
  • Contractual staff of multinational company with length of service for minimum 3 years and 1 year renewal.
  • For corporate or proprietorship card need business-related documents
  • Other documents (required for TBL or HO approval authority).

Credit Card Using Safety Tips

  • Sign the back of the credit card and always sign the card with a ballpoint pen.
  • Never leave your card unattended place and never.
  • When you receive your credit card, note the card number and emergency contact number. If your card is misplaced or stolen, you can report it to the bank immediately.
  • r our own security, photocopy the front and back of the card.
  • Keep the bank’s call center number in a place other than the wallet. Then you can use it in times of emergency.
  • Note the foreign emergency number of the card company (VISA/MasterCard) when traveling abroad.
  • Report a lost or stolen card immediately and try to rememPINN number instead of writing it on paper.
  • Do not lend credit cards to anyone and be well aware that someone else has access to the card.
  • Please do not share your credit card CVV number with anyone or any store on purchases.
  • Check balance after shopping to avoid overdraft.
  • Keep the credit cards in your wallet or purse and be careful.
  • Store your credit card statements safely and shred this after needed.
  • Please do not disclose any confidential information like PIN, CVV number, and card expiry date even to bank officials.
  • Inform the bank immediately after the change of your address.
  • If you do not receive your transaction alert SMS, please contact the bank with your registered mobile number and your current credit card number.

Frequently Asked Questions (FAQs) about Trust Bank Credit Card

Question: Who is eligible for Trust Bank Credit Card?

Answer: For a Basic Card, the eligibility age range is 23 years to 65 years.

Question: Can I pay bills with a credit card?

Answer: Yes, you can use your credit card to pay bills such as Electricity, WASA, Gas, and Mobile bills.

Question: Can I pay online payments with a card?

Answer: Yes, you can use your credit card to make both local and international online payments.

Question: Can I get a credit card Cheque book?

Answer: To obtain a credit card Cheque book, you need to send a request with your signature from any branch.

Contact Information

Trust Bank Limited Contact Information

  • Head Office:
    • Address: Shadhinata Tower, Bir Srestha Shaheed Jahangir Gate, Dhaka Cantonment, Dhaka-1206.
    • Tel: +88-02-44870060-9
    • Fax: +88-02-44870051
    • Call Center No: 16201

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