Trust Bank Loan Against Salary

Trust Bank Loan Against Salary is a loan taken by a salaried person against his salary for medical emergencies, children’s higher education expenses, house renovation, travel, or wedding expenses, etc. A salary loan is a personal loan that usually helps them meet their personal and family needs.

Emergency financial assistance is essential for an employee when he is constantly facing unexpected events in his life. So Trust Bank is there to meet your urgent needs at any time through the “Advance against Salary” scheme.

Purpose of the Salary Loan

The purpose of this loan is to pay for home renovation, purchase of personal gadgets/electronics, medical bills, vehicle repairs, travel expenses, wedding expenses, or any other urgent financial need. The Lender shall not change the purpose of the loan policy without the written consent of the Borrower.

Features of the Trust Bank Loan Against Salary

Loan Features:

Loan LimitBDT 0.50 Lac – BDT 20 Lac
Loan Tenure1 year – 5 Years
Minimum Down Payment50%
Interest RateAs per the prevailing rate
Processing Fee0.50% for Loan Amount up to BDT 50 Lac, Maximum BDT 15,000
0.30% for Loan Amount above BDT 50 Lac, Maximum BDT 20,000
No Charge for TBL Employees

Note: The interest rate is subject to change based on prevailing market conditions.

    Eligibility for the Loan Against Salary

    Customer Segments:

    Salaried Executives:

    • Executives of renowned organizations/business houses who maintain a Salary Account with Trust Bank Limited/other Banks.


    • Minimum: 23 years
    • Maximum: 65 years or up to retirement age at the end of the loan tenure.


    • Salaried Executives:
    • Minimum 1 year of total and uninterrupted service experience at reputed organizations, and must be a permanent and confirmed employee at the time of application.
    • Minimum 6 months of service experience as a permanent employee with the same reputed organization and must be a confirmed employee on the date of the loan application.
    • Government Employees:
    • Minimum one year from the date of joining.
    • Payroll Customers:
    • Minimum 6 months of service experience and must be a permanent and confirmed employee.

    Required documents for the Trust Bank Salary Loan

    • Proof of employment
    • Proof of Identity
    • Last Salary Slip/ Letter of introduction (LOI)
    • National ID
    • Passport size Photograph
    • Income Tax certificate/ TIN
    • Bank Statement Last 06 Months
    • Personal Guarantee
    • Any other Documents (if Requested).

    FAQs: Bangladesh Krishi Bank (BKB) Loan Services

    Q1: How much can I borrow from Bangladesh Krishi Bank?
    A: You can borrow from BDT 0.50 Lac to BDT 20 Lac.

    Q2: What are the qualifications for an Against Salary Loan?
    A: To qualify for an Against Salary Loan, you must be a Bangladeshi citizen, a minimum of 23 years old, and a maximum of 65 years old or up to the retirement age at the end of the loan tenure.

    Q3: What are the interest rates for Trust Bank Salary Loan?
    A: The interest rate for Trust Bank Salary Loan is 9.00%.

    Q4: What is the loan tenure for BKB Salary Loan?
    A: The loan tenure for BKB Salary Loan ranges from 1 year to 5 years.

    Q5: Where will I receive my funds once the loan is approved?
    A: The bank will immediately deposit your approved loan amount into your personal bank account.

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