Woori Bank Home Loan
Woori Bank Home Loan is designed to help individuals realize their dream of owning a house or apartment and transform it into reality. Individuals can avail a Home Loan for various purposes, including purchasing finished/ready-to-move-in apartments, renovating an apartment, establishing their own house (with conditions applied), or taking over a Home Loan from other banks.
Woori Bank Home Loan Key Features
| Eligibility | Individual |
| Eligibility Period | Maximum 20 years |
| Collateral | No security is required; however, two Personal Guarantees are needed, one from a close associate and another from a person of equivalent or higher stature. |
| Applicable House Information | Real estate collateral: Mortgage of the apartment/building/property for which the loan is required. Deposit collateral: Surety |
| Interest Rate | Starting from 7.0% per annum. |
| Loan Limit | Not specified |
| Repayment Method | Installment-based with Equal Monthly Installments (EMI). |
| Application Period | Not specified |
Woori Bank Home Loan required documents
- Loan Application Form (Signed by the Applicant)
- CIB Undertaking (duly filled and signed)
- Passport size photos (4 copies)
- Original Letter of Introduction/Salary Certificate (By HRD or FAD)
- Photocopy of National ID card or valid Passport
- Photocopy of Tax Clearance Certificate (latest)
- Original Bank Statement – last 1 year (Up to date)
- Visiting card / Business Card
- Recent utility bill copy of residence address (Electricity/Gas)
- Recent utility bill copy of permanent address (Electricity/Gas) in case of rented residence
- Photocopy of Loan Sanction letter of Other Bank (if any)
- Loan Account Statement
- Credit Card Statement
- All documents related to the apartment/house to be purchased or built
- Release letter or Experienced Certificate (if any)
- Passport Size Photos (2 copies, Attested by the Applicant)
- Photocopy of National ID card (Each)
- Visiting card / Business Card (Each)
- Photocopy of Tax Clearance Certificate (Each)
- Bank Account Statement, Last 6 months (Each)
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Woori Bank Contact Information
- Dhaka Branch: +88 02 58813270-3; Ext- 185, 170
- Chittagong Branch: +88 031 728221-24; Ext- 304, 309
- Mirpur Branch: +88 02 9021060-61; Ext- 609, 602
- Uttara Branch: +88 02 48952126; Ext-515
- Narayanganj Branch: +88 02 7692031-34; Ext- 713, 709