Agrani Bank Fixed Deposit: A Secure and Rewarding Investment Option

Agrani Bank, a leading financial institution in Bangladesh, offers a range of deposit schemes tailored to meet the diverse needs of its customers. Among these, the Fixed Deposit (FD) scheme stands out as a secure and rewarding investment option.

Understanding Fixed Deposits

A Fixed Deposit, also known as a Term Deposit, is a type of deposit that allows you to lock in an agreed-upon interest rate for a predetermined period. This means that you know exactly how much your investment will earn over the specified term, providing a sense of security and predictability.

Agrani Bank Fixed Deposit Features

Agrani Bank’s Fixed Deposit scheme offers a range of attractive features, including:

  • Competitive interest rates: Agrani Bank offers competitive interest rates on its Fixed Deposits, ensuring that your investment earns a healthy return.
  • Flexible tenure options: You can choose from a variety of tenure options to suit your investment goals, ranging from short-term deposits to long-term investments.
  • Safe and secure: Agrani Bank is a highly reputable financial institution, ensuring the safety of your deposits.
  • Easy to open and manage: Opening a Fixed Deposit account with Agrani Bank is simple and straightforward. You can manage your account conveniently through the bank’s online banking platform.
Interest Rates for Fixed Deposit Accounts
3 Months
6 Months
1 Year +

Types of Fixed Deposit Accounts:

Account Type
Individual (Single)
Two or more persons (Joint)
Sole Proprietorship Concern
Partnership Concern (Firm)
Limited Companies (both Public and Private)
Society / Club / Association / Local Bodies / Govt. / Semi Govt. Organization, etc.

Benefits of Investing in Agrani Bank Fixed Deposits

Investing in Agrani Bank Fixed Deposits offers several benefits, including:

  • Guaranteed returns: Fixed Deposits provide a guaranteed return on your investment, eliminating the risk of market fluctuations.
  • Financial discipline: Investing in a Fixed Deposit encourages financial discipline by discouraging premature withdrawals.
  • Goal achievement: Fixed Deposits can be a valuable tool for achieving your financial goals, such as saving for a down payment on a home or funding your child’s education.

Who Should Consider Agrani Bank Fixed Deposits?

Agrani Bank Fixed Deposits are an ideal investment option for individuals seeking a secure and rewarding way to grow their savings. They are particularly suitable for:

  • Risk-averse investors: Fixed Deposits are well-suited for investors seeking stability and predictability in their investments.
  • Regular savers: Fixed Deposits provide a convenient way to save regularly and earn a steady interest income.
  • Investors with specific goals: Fixed Deposits can be used to achieve specific financial goals, such as saving for a major purchase or retirement planning.

Opening an Agrani Bank Fixed Deposit Account

Opening an Agrani Bank Fixed Deposit account is simple and can be done at any of the bank’s branches. You will need to provide basic identification documents and the desired tenure and amount for your deposit. Once your account is opened, you will receive a Fixed Deposit Receipt (FDR) as proof of your investment.

Required Documents for Account Opening:

  • Name and Family Details:
    • Name of applicant(s) along with names of parents and spouse(s).
  • Address Information:
    • Present and permanent address.
  • Personal Information:
    • Date of birth, nationality, and Tax Identification Number (TIN) if applicable.
  • Identification Documents (Choose One):
    • Duly attested photocopy of valid Passport / Employer’s Certificate / ID Card / Driving License / National ID Card or Certificate about credentials by the local Ward Commissioner / Chairman of Union Parishad.
  • Photographs:
    • Two copies of recent passport-size photographs of the account holder, duly attested by the Introducer.
    • One copy of passport-size photograph of the Nominee, duly attested by the Account Holder.

For Opening FDR Accounts for Joint Stock Companies, Associations, and Clubs:

(A) Duplicate of Registration or Incorporation (In case of Company or registered organization)

(B) Duplicate of the business start date certificate (only for public limited company)

(C) Duplicate of Memorandum and Articles of Association (in case of a limited company), constitution and by-law (in case of an association)

(D) Proposal of the board of directors / managing committee / governing body meeting for account management)

(E) Certified copy of the names of directors / officials and their signature

(F) Declaration


Agrani Bank Fixed Deposits offer a secure and rewarding investment option for individuals seeking to grow their savings and achieve their financial goals. With competitive interest rates, flexible tenure options, and the safety of a reputable financial institution, Agrani Bank Fixed Deposits are a compelling choice for risk-averse investors seeking a stable and profitable investment.

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