Empowering Women through Nari Agrani

Nari Agrani, a special credit program launched by Agrani Bank PLC in 2010, stands as a shining example of such an initiative.

Nari Agrani is specifically designed to provide women with access to financial resources, enabling them to start and grow their own businesses. Under this program, eligible women can avail of SME credit at a competitive interest rate of just 9% per annum, with flexible debt-equity participation ratios. Additionally, no collateral is required for loans up to Tk. 1 million, and women can borrow a maximum of Tk. 10 million with the necessary collateral.

The program’s reach extends to all branches of Agrani Bank PLC, ensuring that women across Bangladesh have the opportunity to benefit from this empowering initiative. Since its inception, Nari Agrani has played a significant role in fostering women’s entrepreneurship and contributing to the overall economic development of Bangladesh.

Key Features of Nari Agrani

Program TypeSpecial credit program for women
Financial InstitutionAgrani Bank PLC
Financing CategorySME Financing
PurposeIntegration of women into development
Interest Rate9.00% per annum
Debt Equity Participation Ratio75:25
Collateral RequirementNone for loans up to Tk.1.00 million
Maximum Loan AmountTk.10.00 million (1.00 crore)
Collateral Requirement for Maximum Loan AmountNecessary collateral required
Program CoverageAll branches of Agrani Bank PLC

Impact of Nari Agrani

Nari Agrani has had a transformative impact on women’s entrepreneurship in Bangladesh. The program has provided women with the financial resources and support they need to start and grow their businesses, leading to increased income generation, employment opportunities, and economic empowerment.


Nari Agrani stands as a testament to the power of financial inclusion and the potential of women entrepreneurs to drive economic growth and development. By providing women with access to capital and support, Nari Agrani is not only empowering individual women but also contributing to the overall prosperity of Bangladesh.

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