Bank Asia Credit Card

Table of Contents

The financial definition of a Bank Asia credit card is the ability to make purchases with a card from a bank or financial institution, the consumer credit card has a maximum amount or credit limit that the user can borrow for a specified period of time. Credit limits are pre-determined by the card issuer based on the cardholder’s credit rating and credit history. When a customer wants to make a purchase using a credit card, it allows them to pay the product’s purchase price within the quantified limit.

Bank Asia offers the following dual currency credit card facilities in their card service category. An account holder or an affluent person can avail credit card facility from Bank Asia. On a dual currency credit card, a customer can get a limit ranging from a minimum of 20 thousand to a maximum of 10 lakhs.

Bank Asia Credit Cards

Bank Asia Limited normally has two types of credit cards namely local and dual currency cards. Payment through local credit cards is only within Bangladesh and with dual currency credit cards customers can pay for any product or service in Bangladesh and abroad but the amount of money is limited by Bangladesh Bank.

What is Credit Card?

A credit Card is a convenient and secure premium card to enjoy access to rewards, valuable benefits, and exclusive experiences.

Read: Bank Asia Unsecured Personal Loan

Read: Bank Asia Home Loan

Bank Asia Credit Cards List

Card Title	Credit Card Features
Visa Signature Card	· Minimum: BDT. 5,00,000.00 and Maximum: BDT. 10,00,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Dual Currency Card · Transaction Alert · Internet Banking · Auto Debit Facilities · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Visa Platinum Card	· Minimum: BDT. 2,00,000.00 and Maximum: BDT. 10,00,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Dual Currency Card · Transaction Alert · Internet Banking · E-statement · Auto Debit Facilities · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Visa Card Dual Gold	· Minimum: BDT. 60,000.00 and Maximum: BDT. 1,99,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Dual Currency Card · Transaction Alert · Free SMS service · Internet Banking · E-statement · Auto Debit Facilities · Easy Buy 0% installment facility · Reward Points · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Visa Card Dual Classic	· Minimum: BDT. 20,000.00 and Maximum: BDT. 59,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Dual Currency Card · Transaction Alert · Internet Banking · E-statement · Auto Debit Facilities · Discount at Renowned Partner Outlets · Easy Buy 0% installment facility · Reward Points · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Visa Butterfly Card	· Minimum: BDT. 3 (Three) times of Net Salary · Maximum 45 Days Interest-free period · Easy pay facilities · Dual Currency Card · Transaction Alert · Internet Banking · E-statement · Auto Debit Facilities · Discount at Renowned Partner Outlets · Easy Buy 0% installment facility · Reward Points · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Master Card Titanium	· Minimum: BDT. 2,00,000.00 and Maximum: BDT. 10,00,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Dual Currency Card · Transaction Alert · Free SMS service · Internet Banking · E-statement · Auto Debit Facilities · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Mastercard Gold	· BDT. 60,000.00 and Maximum: BDT. 1,99,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Double Credit Shield Premium · Transaction Alert · Free SMS service · Internet Banking · E-statement · Auto Debit Facilities · Discount at Renowned Partner Outlets · Easy Buy 0% installment facility · Reward Points · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center
Mastercard Silver	· Minimum: BDT. 20,000.00 and Maximum: BDT. 59,000.00 · Maximum 45 Days Interest-free period · Easy pay facilities · Free Supplementary Card · Double Credit Shield Premium · Transaction Alert · Free SMS service · Internet Banking · E-statement · Auto Debit Facilities · Discount at Renowned Partner Outlets · Easy Buy 0% installment facility · Reward Points · 24 hours Call Center · Credit Cards repayment through BEFTN · E-commerce Transactions · 24X7 hours Call Center

Bank Asia Credit Cards Eligibility

TIN certificate: The Taxpayer Identification Number (TIN) certificate is mandatory
Age:
- Basic Card: 18 years to 70 years
- Supplementary Card: 16 years to 70 years
Business/Service Tenure:
- Salaried Group: Minimum 6 months (Excluding Probation Period)
- Self-Employed Group: Minimum 1 year

A customer needs a minimum monthly income to get a Bank Asia credit card and the customer is essential to submit documents.

Required Documents for Bank Asia Credit Card

Salaried Group

Two copies Color Photograph duly attested by the applicant
Salary Certificate (if Salaried)
Last Six Months Salary Account Statement
TIN Certificate
Copy of National ID card
Copy of driving license (If any)
CIB Undertaking Form
Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
Proof of Residence (Electricity/WASA/ Gas Bill, if any)
Proof of Car ownership (Photocopy of Blue Book of the car, if any)
Proof of T&T ownership (Photocopy of T&T Bill, if any)

Self-employed Group

Two copies Color Photograph (P.P. Size) duly attested by the applicant
Valid Trade License (if Proprietor)/ Partnership Deed (if partnership)/ Memorandum of Articles with Incorporation Certificate (for Ltd. Co.)
Current six months Bank Statement (Personal & Company)
TIN Certificate (only personal TIN)
Copy of National ID card
Copy of driving license (If any)
CIB Undertaking Form
Photocopy of Passport (1st to 7th pages & dollar endorsement pages)
Proof of Residence (Electricity/WASA/Gas Bill, if any)
Proof of Car ownership (Photocopy of Blue Book of the car, if any)
Proof of T&T ownership (Photocopy of T&T Bill, if any)

Credit Card Using Safety Tips

Sign the back of the credit card and always sign the card with a ballpoint pen.
Never leave your card unattended place and never.
When you receive your credit card, note the card number and emergency contact number. If your card is misplaced or stolen, you can report it to the bank immediately.
For our own security, photocopy the front and back of the card.
Keep the bank’s call center number in a place other than the wallet. Then you can use it in times of emergency.
Note the foreign emergency number of the card company (VISA/MasterCard) when traveling abroad.
Report a lost or stolen card immediately and try to remember the PIN number instead of writing it on paper.
Do not lend credit cards to anyone and be well aware that someone else has access to the card.
Please do not share your credit card CVV number with anyone or any store on purchases.
Check balance after shopping to avoid overdraft.
Keep the credit cards in your wallet or purse and be careful.
Store your credit card statements safely and shred this after needed.
Please do not disclose any confidential information like PIN, CVV number, and card expiry date even to bank officials.
Inform the bank immediately after the change of your address.
If you do not receive your transaction alert SMS, please contact the bank with your registered mobile number and your current credit card number.

Frequently Asked Questions (FAQs) about Bank Asia Credit Card

Who is eligible for Bank Asia Credit Card?

For Basic Card: 18 years to 70 years
For Supplementary Card: 16 years to 70 years

Can I pay bills with a credit card?

Yes, you can pay Electricity/WASA/Gas Bill/Mobile Bill

Can I pay online payment with a card?

Yes, you can pay locally and internationally payment

Can I get a credit card Cheque book?

Need to send a request for a Cheque book with your signature from any branch.

How to contact to the Bank Asia Limited?

Call @16205 on 24 hours, 7 days a week

Email to: contact.center@bankasia-bd.com