City Bank Personal Loan: Make Your Journey of Life Joyful

City Bank Personal Loan is a versatile loan product that can help you meet your financial needs, no matter what the occasion. With a loan amount ranging from BDT 2 lacs to BDT 20 lacs and a loan tenure of 12 to 60 months, you can easily find a loan that fits your budget and repayment needs.

Here are some of the benefits of a City Bank Personal Loan:

• Competitive interest rates: City Bank offers competitive interest rates on its personal loans, so you can be sure that you’re getting the best possible deal.
• Flexible repayment options: City Bank offers a variety of repayment options to choose from, so you can find a plan that works for you.
• Quick and easy application process: You can apply for a City Bank Personal Loan online or at any City Bank branch. The application process is quick and easy, and you can get a decision on your loan within a few days.
• No hidden charges: There are no hidden charges associated with a City Bank Personal Loan. You’ll know exactly how much you’ll need to repay before you take out the loan.

City Bank Personal Loan Eligibility Criteria

To be eligible for a City Bank Personal Loan, you must meet the following criteria:

• Be a Bangladeshi citizen or resident
• Age between 22 and 60 years of the candidate
• Have a minimum monthly income of BDT 40,000 (salaried employees), BDT 50,000 (landlords), BDT 60,000 (professionals), or BDT 100,000 (businesspersons)
• Have a good credit history

Processing fee: The processing fee is typically a percentage of the loan amount, and it varies depending on the type of loan and the customer’s profile. It can be found in the Schedule of Charges document. Please see the Schedule of Charges.

City Bank Personal Loan Required Documents

To apply for a City Bank Personal Loan, you will need to submit the following documents:

• Completed application form
• Passport-size photographs
• Proof of identity and address (e.g., NID card, passport, driving license)
• Proof of income (e.g., salary slips, bank statements, tax returns)
• Download details for required documents

Read more: City Bank Auto Loan

How to apply for City Bank Personal Loan

To apply for a City Bank Personal Loan, you can visit any City Bank branch or apply online. The online application process is quick and easy, and you can get a decision on your loan within a few days.

Once your loan is approved, the funds will be disbursed to your bank account within a few days. You can then use the money to meet your financial needs, whatever they may be.