Dhaka Bank Credit Card

Dhaka Bank Credit Card

In the modern world, the use of technology is valued everywhere so the banking sector has also progressed in all areas. Starting from shopping, the use of money is very important and you have to spend money constantly. Everyone enjoys shopping but people like hassle-free payments! Today’s commerce has evolved into e-commerce where you can use virtual money. Dhaka Bank Dual Currency Credit Card offers the most convenient and flexible payment options for domestic and foreign purchases. Credit cards can make shopping easier for you because if you don’t like carrying a lot of cash with you or if the seller doesn’t accept cash purchases, then having a credit card is a good option. All in all, credit cards are becoming indispensable in our lives as they can play a very useful role in times of emergency.

In Dhaka Bank Limited you need to have a monthly income of at least 25,000 to enjoy the credit card service. Also, a complementary cardholder, an e-commerce facility up to 50% of his card limit, and free credit facility services will be at your service. Another advantage customers will get free credit for up to 45 days and automatic renewal of credit cards before expiry. A salaried person, business person, and professional person can avail of this amazing benefit very easily.

Dhaka Bank Credit Card Features:

VISA Credit Cards

Credit CardsCredit LimitAnnual Fee
GoldUp to BDT 25.00 LacBDT 3,000
Signature CardUp to BDT 25.00 LacBDT 5,000
Platinum CardUp to BDT 25.00 LacBDT 7,000

Master Credit Card

Credit CardsCREDIT LIMITAnnual Fee
Mastercard TitaniumUp to BDT 25.00 LacBDT 5,000

Cards Limit

  • Minimum Limit: BDT 10,000.00 (and/or equivalent US Dollars)
  • Maximum Limit: BDT 10,00,000.00 (and/or equivalent US Dollars)
  • Annual Interest Rate: 20%
  • Monthly interest rate: 1.67% p.m.
  • Annual Fee: 1st Year Annual fee waiver only for Gold Card and Renewal fee waiver subject to yearly 18 transactions
  • Payment circle: Maximum 45 days interest free period​
  • Discount: Attractive Discounts on a wide range of Merchants
  • “Buy Now Pay Later” from our SWIPE IT Partners
  • Payment option: Accepted at all “VISA” branded ATMs and Merchants POS
  • Card facility: 2 Supplementary Cards Free
  • Cash Advance Facility: Up to 50% of available Card Limit
  • Contactless Credit Card
  • E-Commerce Facility: Yes
  • Prompt Lost/Stolen Card Replacement
  • Statement: E-statement for Free
  • Instant notification: SMS and E-mail Transaction Alerts
  • Contact: 24/7 Contact Center

Dhaka Bank Credit Cards Eligibility

  • Salaried Individuals
  • Professionals
  • Business Person
  • Minimum Income: BDT 25,000
  • Minimum age of the applicant: 18 Years
  • Maximum age of the applicant: 6 Years

Dhaka Bank credit card holders will get maximum benefits such as first-year free benefits on gold cards. Security facilities of modern technology for cyber fraud thread, alerts for every transaction, additional cash facility for urgent needs, and supplementary card charges are completely free.

Fee and Charge for Dhaka Bank Credit Cards

  • E-Statement: Free
  • NID Verification Fee: BDT 10 or at the actual cost
  • CIB Fee: BDT 100 or at the actual cost
  • Card to wallet/Account: 1.5% or BDT 150 whichever is higher
  • InstaLoan Processing Fee: 1% of Loan Amount
  • InslaLoan early settlement Fee: 1% of the Settlement Amount

Waiver for credit card

  • VISA Gold: 18 transactions or aggregated value of BDT 100,000
  • VISA Platinum or MasterCard Titanium: 18 transactions or aggregated value of BDT 200,000
  • VISA Signature: 18 transactions or aggregated value of BDT 300,000

Cardholders shall not be eligible to earn reward points below-mentioned transactions:

  • Any top-up
  • Walet/Account Transfer
  • EMI facilities
  • Cash withdrawal
  • Card cheque
  • InstaLoan
  • USD Transactions

How to apply for a Credit Card?

To apply please read the following information for the online application!

  • Full Name
  • Email Address
  • Mobile Number
  • Profession
  • Age
  • Monthly Income

Frequently Asked Questions (FAQs) on Credit Card

Q: Which cards have access to Balaka Lounge?
A: Dhaka Bank Limited Visa Signature & Platinum Credit and Mastercard Titanium Cardholders have the privilege to access Balaka Lounge.

Q: How many visits are free or complimentary?

  • For Visa Signature Credit Card:
  • 4 visits free for the cardholder in a year with 3 guests.
  • Spouse plus two children under 12 years of age.
  • For Visa Platinum Credit Card:
  • 4 visits are free for the cardholder in a year.
  • For Mastercard Titanium Credit Card:
  • 4 visits free for the cardholder in a year.

Q: What happens after my complimentary visit quota is filled up?

  • For Visa Signature Credit Card:
  • Children above 12 years and for any additional guest the cardholder takes into the lounge, BDT 2,000 will be charged per visit.
  • For Visa Platinum Credit Card:
  • Any guest the cardholder takes into the lounge will be charged BDT 2,000 per visit.
  • For Mastercard Titanium Credit Card:
  • Any guest the cardholder takes into the lounge will be charged at BDT 2,000 per visit.

Q: Where are the additional visits billed?
A: The additional visits will be reflected/charged in the cardholder’s monthly statement.

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