Dhaka Bank VISA Signature Credit Card

In the digital world, everyone enjoys shopping digitally but people like hassle-free payments! Today’s commerce has evolved into e-commerce where you can use virtual money.

Dhaka Bank Dual Currency Signature Credit Card offers the most convenient and flexible payment options for domestic and foreign purchases. All in all, credit cards are becoming indispensable in our lives as they can play a very useful role in times of emergency.

Visa Signature Credit Card

Visa Signature Credit Card is a convenient and secure premium card to enjoy access to rewards, valuable benefits, and exclusive experiences.

Read Dhaka Bank Credit Card

Dhaka Bank VISA Signature Credit Card

Credit Card TitleCredit LimitAnnual FeeInterest Rate
Signature CardUp to BDT 25.00 LacBDT 7,00020% p.a.

Dhaka Bank Signature Credit Card Features

  • Minimum Limit: BDT 5 Lac (and/or equivalent US Dollars)
  • Maximum Limit: BDT 25 Lac (and/or equivalent US Dollars)
  • Annual Interest Rate: 20%
  • Monthly interest rate: 1.67% p.m.
  • Annual Fee: 1st Year Annual fee waiver only for Gold Card and Renewal fee waiver subject to yearly 18 transactions
  • Payment circle: Maximum 45 days interest-free period​
  • Discount: Attractive Discounts on a wide range of Merchants
  • “Buy Now Pay Later” from our SWIPE IT Partners
  • Payment option: Accepted at all “VISA” branded ATMs and Merchants POS
  • Card facility: 2 Supplementary Cards Free
  • Cash Advance interest-free to 50% of available Card Limit
  • Contactless Credit Card

Dhaka Bank Signature Credit Cards Eligibility

  • Salaried Individuals
  • Professionals
  • Business Person
  • Minimum Income: BDT 25,000
  • Minimum age of the applicant: 18 Years
  • Maximum age of the applicant: 65 Years

Dhaka Bank Signature Credit Card Fee and Charge

FeaturesFee/ Charge
Annual Fee/Issuance FeeBDT 7,000
Renewal FeeBDT 7,000
1st Year FeeBDT 7,000
Plastic Fee (During card plastic renewal)BDT 600
Transaction Alert FeeBDT 100 p.a.
Limit Enhancement FeeBDT 200
Supplementary FeeFree
Annual Interest Rate20% p.a.
Cash Advance Fee2.5% or Min Tk.250
Cash Advance Fee USD/others2.5% or Min USD $5v
Late Payment FeeBDT 1,000
PIN Replacement FeeBDT 600
NID Verification FeeBDT 10 or at actual
CIB FeeBDT 100 or at actual
InstaLoan Processing Fee1% of Loan Amount
1st Card Cheque BookBDT 100
2nd Card Cheque Book onwardsBDT 100
Stop payment after the cheque has been placedBDT 200
Earning Reward PointsCardholders shall not be eligible to earn reward points for the below-mentioned transactions Cash withdrawalCard chequeEMI facilitiesAny top-upWallet/Account TransferInstaLoanUSD Transactions
E-Commerce FacilityYes
Prompt Lost/StolenCard Replacement
StatementE-statement for Free
Instant notificationSMS and E-mail Transaction Alerts
Contact24/7 Contact Center

Waiver for credit card

  • VISA Signature: 18 transactions or aggregated value of BDT 300,000

Cardholders shall not be eligible to earn reward points below-mentioned transactions:

  • Any top-up
  • Wallet/Account Transfer
  • EMI facilities
  • Cash withdrawal
  • Card cheque
  • InstaLoan
  • USD Transactions

VISA Signature Credit Card Special Partner Features  

Dhaka Bank Lounge Key

The Lounge Key program, Associate Plus will give Dhaka Bank Visa Signature Credit Cardholders access to over 1000 airport lounges when they travel abroad.

Complimentary Access to Balaka Lounge at Airport, Dhaka

Your free access to Balaka Lounge at Hazrat Shahjalal International Airport, Dhaka awaits you along with 3 guests including two children under the age of 12 years. All you have to do is present your Dhaka Bank Visa Signature credit card.

Annual Buy 1 Get 1 facility

Dhaka Bank Visa Signature credit card comes with exclusive fine dining facilities for the cardholder.

Instant OTP/2FA for e-com Transactions

Every time a cardholder does online shopping with a VISA Signature credit card on a website / mobile app which supports OTP service, a password (i.e. OTP) will be sent to their mobile phone number or email address which is already registered with the Bank. The cardholder’s online transactions will only be successful upon providing the correct OTP.

Dhaka Bank SWIPE IT offer with ZERO interest

Enjoy the flexibility to buy high-value items on Dhaka Bank Visa Signature credit card and conveniently pay in monthly installments without any interest for deferring the payment.

Frequently Asked Questions (FAQs)

What is VISA Signature Credit Card?

Visa Signature Credit Card is a convenient and secure premium card.

How to apply for a Credit Card?

To apply please read the following information for the online application!

  • Full Name
  • Email Address
  • Mobile Number
  • Profession
  • Age
  • Monthly Income

Which cards have access to Balaka Lounge?

Dhaka Bank Limited Visa Signature Credit Cardholders have the privilege to access Balaka Lounge.

How many visits are free or complimentary?

Visa Signature Credit Card

  • 4 visits free for the cardholder in a year with 3 guests
  • Spouse plus two children under 12 years of age

What happens after my complimentary visit quota is filled up?

Visa Signature Credit Card -Children above 12 years and for any additional guest the cardholder takes into the lounge, BDT 2,000 will be charged per visit.

Where are the additional visits billed?

The additional visits will be reflected/charged in the cardholder’s monthly statement.

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