In the digital world, everyone enjoys shopping digitally but people like hassle-free payments! Today’s commerce has evolved into e-commerce where you can use virtual money.
Dhaka Bank Dual Currency Signature Credit Card offers the most convenient and flexible payment options for domestic and foreign purchases. All in all, credit cards are becoming indispensable in our lives as they can play a very useful role in times of emergency.
Visa Signature Credit Card
Visa Signature Credit Card is a convenient and secure premium card to enjoy access to rewards, valuable benefits, and exclusive experiences.
Read Dhaka Bank Credit Card
Dhaka Bank VISA Signature Credit Card
| Credit Card Title | Credit Limit | Annual Fee | Interest Rate |
| Signature Card | Up to BDT 25.00 Lac | BDT 7,000 | 20% p.a. |
Dhaka Bank Signature Credit Card Features
- Minimum Limit: BDT 5 Lac (and/or equivalent US Dollars)
- Maximum Limit: BDT 25 Lac (and/or equivalent US Dollars)
- Annual Interest Rate: 20%
- Monthly interest rate: 1.67% p.m.
- Annual Fee: 1st Year Annual fee waiver only for Gold Card and Renewal fee waiver subject to yearly 18 transactions
- Payment circle: Maximum 45 days interest-free period
- Discount: Attractive Discounts on a wide range of Merchants
- “Buy Now Pay Later” from our SWIPE IT Partners
- Payment option: Accepted at all “VISA” branded ATMs and Merchants POS
- Card facility: 2 Supplementary Cards Free
- Cash Advance interest-free to 50% of available Card Limit
- Contactless Credit Card
Dhaka Bank Signature Credit Cards Eligibility
- Salaried Individuals
- Professionals
- Business Person
- Minimum Income: BDT 25,000
- Minimum age of the applicant: 18 Years
- Maximum age of the applicant: 65 Years
Dhaka Bank Signature Credit Card Fee and Charge
| Features | Fee/ Charge |
| Annual Fee/Issuance Fee | BDT 7,000 |
| Renewal Fee | BDT 7,000 |
| 1st Year Fee | BDT 7,000 |
| Plastic Fee (During card plastic renewal) | BDT 600 |
| Transaction Alert Fee | BDT 100 p.a. |
| Limit Enhancement Fee | BDT 200 |
| Supplementary Fee | Free |
| Annual Interest Rate | 20% p.a. |
| Cash Advance Fee | 2.5% or Min Tk.250 |
| Cash Advance Fee USD/others | 2.5% or Min USD $5v |
| Late Payment Fee | BDT 1,000 |
| PIN Replacement Fee | BDT 600 |
| E-Statement | Free |
| NID Verification Fee | BDT 10 or at actual |
| CIB Fee | BDT 100 or at actual |
| InstaLoan Processing Fee | 1% of Loan Amount |
| 1st Card Cheque Book | BDT 100 |
| 2nd Card Cheque Book onwards | BDT 100 |
| Stop payment after the cheque has been placed | BDT 200 |
| Earning Reward Points | Cardholders shall not be eligible to earn reward points for the below-mentioned transactions Cash withdrawalCard chequeEMI facilitiesAny top-upWallet/Account TransferInstaLoanUSD Transactions |
| E-Commerce Facility | Yes |
| Prompt Lost/Stolen | Card Replacement |
| Statement | E-statement for Free |
| Instant notification | SMS and E-mail Transaction Alerts |
| Contact | 24/7 Contact Center |
Waiver for credit card
- VISA Signature: 18 transactions or aggregated value of BDT 300,000
Cardholders shall not be eligible to earn reward points below-mentioned transactions:
- Any top-up
- Wallet/Account Transfer
- EMI facilities
- Cash withdrawal
- Card cheque
- InstaLoan
- USD Transactions
VISA Signature Credit Card Special Partner Features
Dhaka Bank Lounge Key
The Lounge Key program, Associate Plus will give Dhaka Bank Visa Signature Credit Cardholders access to over 1000 airport lounges when they travel abroad.
Complimentary Access to Balaka Lounge at Airport, Dhaka
Your free access to Balaka Lounge at Hazrat Shahjalal International Airport, Dhaka awaits you along with 3 guests including two children under the age of 12 years. All you have to do is present your Dhaka Bank Visa Signature credit card.
Annual Buy 1 Get 1 facility
Dhaka Bank Visa Signature credit card comes with exclusive fine dining facilities for the cardholder.
Instant OTP/2FA for e-com Transactions
Every time a cardholder does online shopping with a VISA Signature credit card on a website / mobile app which supports OTP service, a password (i.e. OTP) will be sent to their mobile phone number or email address which is already registered with the Bank. The cardholder’s online transactions will only be successful upon providing the correct OTP.
Dhaka Bank SWIPE IT offer with ZERO interest
Enjoy the flexibility to buy high-value items on Dhaka Bank Visa Signature credit card and conveniently pay in monthly installments without any interest for deferring the payment.
Frequently Asked Questions (FAQs)
What is VISA Signature Credit Card?
Visa Signature Credit Card is a convenient and secure premium card.
How to apply for a Credit Card?
To apply please read the following information for the online application!
- Full Name
- Email Address
- Mobile Number
- Profession
- Age
- Monthly Income
Which cards have access to Balaka Lounge?
Dhaka Bank Limited Visa Signature Credit Cardholders have the privilege to access Balaka Lounge.
How many visits are free or complimentary?
Visa Signature Credit Card
- 4 visits free for the cardholder in a year with 3 guests
- Spouse plus two children under 12 years of age
What happens after my complimentary visit quota is filled up?
Visa Signature Credit Card -Children above 12 years and for any additional guest the cardholder takes into the lounge, BDT 2,000 will be charged per visit.
Where are the additional visits billed?
The additional visits will be reflected/charged in the cardholder’s monthly statement.