Dutch Bangla Bank SME Loan
Dutch Bangla Bank SME Loan – Fueling the success of your business. Secure the funding you need for your SME ventures. Dutch Bangla Bank, SME Loan, Small and Medium Enterprises, Business financing, Growth, flexible terms, Competitive rates.
Dutch Bangla Bank offers SME (Small and Medium-sized Enterprises) Banking services to cater to the specific financial needs of small and medium-sized businesses. These services are designed to provide support, financing, and tailored solutions to help SMEs grow and prosper.
Dutch Bangla Bank Cash Credit LEN-DEN
| Purpose | To meet the working capital requirements of businesses. |
| Target Customers | Any legitimate business classified as Cottage, Micro, Small, and Medium entrepreneurs, as defined by Bangladesh Bank. |
| Loan Amount | Maximum up to 750 million (750 Mil). |
| Interest Rate (Floating) | Competitive Interest Rate. |
| Processing Fee | Nil (No processing fee). |
| Renewal/Enhancement Fee | Nil (No renewal or enhancement fee). |
| Tenure | 01 (one) year, Renewable (subject to complying with specific terms and conditions). |
| Overdue Charge | Additional 3% per annum on the overdue amount. |
| Stamp Charges & VAT | All relevant Stamp charges, CIB charges, and VAT (as per Government rules). |
| Eligible Entrepreneur/Owner | – Nationality: Bangladeshi by birth. – Experience: At least 3 months of business experience supported by a valid Trade License. – Age: Minimum 21 years to a maximum of 65 years; for renewal purposes, the maximum age may be considered up to 70 years. |
Dutch Bangla Bank Term Loan SOMRIDHI
| Purpose | Expansion of existing Business Procurement of machinery /other fixed assets, seasonal requirement, and any valid business requirement |
| Target Customers | Any legitimate business under Cottage, Micro, Small and Medium Entrepreneurs as per definition provided by Bangladesh Bank. |
| Loan Amount | Maximum up to 750 Mil. |
| Interest Rate (Floating) | Competitive Interest Rate |
| Processing Fee | Nil |
| Renewal/ Enhancement Fee | Nil |
| Further facility (Top up/ Repeat loan) | Further loan will be allowed after 60% timely repayment of the installments. |
| Tenure | 12-120 Months |
| Overdue Charge | Additional 2% p.a. on overdue amount |
| Stamp Charges & VAT | All relevant Stamp charges & VAT (as per Govt. rules) |
| Eligible Entrepreneur/Owner | Nationality: Bangladeshi by birth Age: Minimum 21 years to maximum 70 years (including the tenure of the facility) Experience: An entrepreneur must have at least 3 months of business experience supported by a valid Trade License. |
Dutch Bangla Bank Property Loan JANALA
| Purpose | – For SME business purpose – To buy new or old house/flat/commercial space – To construct/extend an existing house/flat/commercial space – To renovate/alter an existing house/flat/commercial space – Taking over an existing housing loan from other banks/financial institutions. |
| Target Customers | – Any legitimate business under Cottage, Micro, Small, and Medium entrepreneurs as defined by Bangladesh Bank. |
| Loan Amount | – Maximum up to 12.00 Million or LTV Ratio 70:30 or Industry ceiling as defined by Bangladesh Bank for SME Loan, whichever is lower. |
| Interest Rate (Floating) | – Competitive Interest Rate |
| Processing Fee | – Nil |
| Renewal/ Enhancement Fee | – Nil |
| Tenure | – 12 to 120 months |
| Overdue Charge | – Additional 2% p.a. on overdue amount |
| Stamp Charges & VAT | – All relevant Stamp, CIB charges & VAT (as per Govt. rules) |
| Eligible Entrepreneur/Owner | – Nationality: Bangladeshi by birth – Experience: Prior experience is not required, but a valid Trade License is required. – Age: Minimum 21 years and maximum 70 years (including the tenure of the facility). |
Dutch Bangla Bank Festival Loan UTSHAB
| Purpose | To meet seasonal working capital requirements of existing Cash Credit/Term Loan clients. |
| Target Customers | Legitimate businesses categorized as Cottage, Micro, Small, and Medium entrepreneurs according to Bangladesh Bank’s definitions. |
| Loan Amount | Maximum up to 20.00 Million BDT (not exceeding 50% of the existing Loan facility). |
| Interest Rate (Floating) | Competitive Interest Rate. |
| Processing Fee | Nil. |
| Renewal/Enhancement Fee | Nil. |
| Further Facility (Top-up/Repeat Loan) | Not specified. |
| Tenure | Maximum 6 Months (must fall within the tenor or expiry of the existing loan facility). |
| Overdue Charge | Additional 2% per annum on the overdue amount. |
| Stamp Charges & VAT | Applicable as per Government rules. |
| Eligible Entrepreneur/Owner | – Nationality: Bangladeshi by birth. – Age: Minimum 21 years to a maximum of 65 years. |
Small and Medium Enterprise Loan Limit
The maximum amounts for SME (Small and Medium Enterprise) loans vary depending on the type of industry and nature of the enterprise. Here are the maximum loan limits in Bangladeshi Taka (Tk):
| Type of Industry | Nature of Enterprise | Maximum Loan Limit in Tk |
|---|---|---|
| Cottage | Manufacturing | 1,500,000 |
| Micro | Manufacturing Service Trading | 10,000,000 2,500,000 5,000,000 |
| Small | Manufacturing Service Trading | 200,000,000 50,000,000 50,000,000 |
| Medium | Manufacturing Service | 750,000,000 500,000,000 |
These limits provide a clear overview of the maximum loan amounts available for different types of SMEs based on their industry and nature of enterprise.