IBBL-VISA Khidmah Card -Platinum
IBBL-VISA Khidmah Card Key Features
- Shariah Compliant Card Based on “Ujrah Concept” (fixed fee-based)
- Global usage privilege
- No risk associated with buying
- Payment of gas, electricity, and WASA bill
IBBL-VISA Khidmah Card Charges
| Sl. | Nature of Charges | Platinum |
|---|---|---|
| 1 | Credit Limit | Tk. 300,000/- |
| 2 | Annual/Renewal Fee | Tk. 2,500 |
| 3 | Monthly Maintenance Fee | Tk. 1,500 (if outstanding balance is over Tk. 100) |
| 4 | Late payment fee | Tk. 750 |
| 5 | Excess Limit usage fee | Tk 750 |
| 6 | Card Replacement Fee | Tk. 600 |
| 7 | Issuance fee | Free |
| 8 | ATM/CRM Cash Withdrawal Fee | Tk. 170.00 per transaction |
| 9 | SMS Charge | Tk. 200.00 per year |
| 10 | Duplicate Statement Fee | Tk. 500 |
| 11 | Fund Transfer to IBBL A/C /Cellfin/ NPSB/VISA | 0.70% of Transaction Amount |
| 12 | Transfer for Funding through eCom | 0.50% of the Transaction amount |
| 13 | PIN Replacement Fee | Tk. 100. |
IBBL-VISA Khidmah Card -Platinum Limits
- Maximum limit: Tk. 300,000/-.
- Actual limit will be sanctioned as per the following:
| Type of Individual | Limit (up to) |
|---|---|
| Salaried Individual | 3 times of Gross Salary |
| Self Employed/Professional | 3 times of Gross Income |
| Business Individual/Other | 2 times of Net Income |
| Individual secured by deposit | 100% of security amount |
IBBL-VISA Khidmah Card – Platinum Eligibility
| Individual type | Income requirement | Length of service/practice |
|---|---|---|
| Salaried Person | Monthly Gross Salary 70,000/- | 3 Months with current organization. |
| Self Employed Professional | Monthly Gross Income 70,000/- | 1 Year |
| Business person / Other | Monthly Net Income 100,000/- | 1 year for IBBL investment/account relationship; 2 Years for Other Bank account relationship |
| Deposit client | Term/scheme deposit balance 200,000/- | – |
Note:
- Income will be verified and determined by Bank official
- Card-holder, however, may be allowed to use up to Tk. 5,000/- exceeding his/her sanctioned limit. Monthly over limit charge will be levied for such usage.
For more detailed information, please visit the Islami Bank Bangladesh Limited website or contact your nearest branch.