IDLC Online Deposit Products
Flexible Term Deposit
Features:
- Tenor option: Minimum of 3 months
- Minimum Amount: BDT 10,000
- Auto-renewal facility: Yes or no, with or without interest amount
Double Money Deposit
Features:
- Doubles the principal in a fixed time horizon
- Minimum Amount: BDT 50,000
- Auto-renewal facility: No
Triple Money Deposit
Features:
- Triples the principal in a fixed time horizon
- Minimum Amount: BDT 50,000
- Auto-renewal facility: No
Read More: IDLC personal loan
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Monthly Earner Deposit
Features:
- Interest earnings are paid monthly
- Tenor option: Minimum of 1 year
- Minimum Amount: BDT 100,000
- Auto-renewal facility: Yes, principal amount only
- Higher interest rate for senior citizens and female clients (if applying singly)
Quarterly Earner Deposit
Features:
- Interest earnings are paid quarterly
- Tenor option: Minimum of 1 year
- Minimum Amount: BDT 100,000
- Auto-renewal facility: Yes, principal amount only
- Higher interest rate for senior citizens and female clients (if applying singly)
Interest First Deposit
Features:
- Interest for the full tenor is earned on the account opening day
- Tenor option: 3 months, 6 months, 9 months, or 12 months
- Minimum Amount: BDT 100,000
- Renewal facility: Yes, upon request before maturity
- Higher interest rate for senior citizens and female clients (if applying singly)
All deposits:
- Minimum interest rate: 0.10%
- Higher interest rate for senior citizens and female clients: 0.20%
Deposit Interest Rate Matrix
| Products | Term | Interest |
|---|---|---|
| Regular Term Deposit | 3-5 months 6-11 months 12-23 months 2 years and above | 7.25% 7.50% 7.75% 8.00% |
| 100 Days Term Deposit | 100 Days | 7.25% |
| 500 Days Term Deposit | 500 Days | 7.75% |
| Monthly Earner Deposit | 1 Year 2 years and above | 7.75% 8.00% |
| Quarterly Earner Deposit | 1 Year 2 years and above | 7.75% 8.00% |
| Double Money Deposit | 9 years 8 months | 7.50% |
| Triple Money Deposit | 15 Years 3 Months | 7.50% |
| Interest First Deposit | 3 Months 6-9 Months 12 Months | 6.75% 7.00% 7.25% |
| Deposit Pension Scheme (DPS) | Any (Minimum 2 Years) | 7.50% |