Meghna Auto Loan

Meghna Auto Loan is a loan product offered by Meghna Bank Limited in Bangladesh. It is a term loan facility that can be used to purchase a new, reconditioned, or registered used vehicle. The loan amount can be up to 50% of the purchase price of the vehicle, and the maximum loan term is 6 years for new and reconditioned vehicles and 3 years for registered used vehicles.

Meghna Auto Loan Features & Benefits


  • Loan Facility: Available for purchasing Brand New, Reconditioned, and Registered used vehicles.
  • Maximum Loan Facility: Up to 50% of the vehicle’s purchase price.
  • Personal Guarantee: Not required.
  • Maximum Loan Facility for Multiple Vehicles: BDT 40 Lac.
  • Loan Amount: Maximum of BDT 40 Lac.
  • Loan Tenor:
  • Maximum 6 years for Brand New/Reconditioned Vehicles.
  • Maximum 3 years for registered used vehicles.
  • Maximum Age Limit:
  • 60 years or retirement age, whichever is earlier (for salaried customers).
  • 65 years for all others.


  • Salaried Individuals
  • Businessmen
  • Self-Employed Professionals
  • Landlords

Experience Requirements:

  • Salaried Individuals: Minimum 1 year of experience, including 6 months in the present organization.
  • Self-Employed Professionals and Businessmen: Minimum 2 years of experience.

Required Documents

For All Applicants:

  1. Two copies of recent passport-sized photographs.
  2. Photocopy of National ID.
  3. Copy of the Latest Tax Clearance Certificate or E-TIN Certificate.
  4. Bank Statement for the last 12 months reflecting salary, professional income, or business turnover.

Additional Documents Based on Applicant Type:

For Rental Income:

  • Copy of the latest utility bill.
  • Loan statement and Loan Sanction Letter (if applicable).

For Salaried Individuals:

  • Latest Salary Certificate.
  • Copy of Office ID/Business Card (if applicable).

For Businessmen:

  • Valid Trade License for the last 3 years.
  • Partnership deed for partnership business.
  • Up-to-date schedule X and Form XII for Limited Company.

For Self-Employed Professionals:

  • Copy of Professional and/or Registration Certificate.

For Landlords:

  • Copy of Rental Deed.
  • Copy of Title Deed.

These documents are essential for processing your Meghna Auto Loan application, and they may vary depending on your specific applicant type. Ensure that you have all the required documents ready to facilitate a smooth application process.

Monthly E-Statement:

  • Keep track of your finances with a monthly e-statement accessible 24/7 via E-Statement.

Easy Access:

  • Access and manage your account through Internet Banking Web App or Internet Banking Mobile App, ATMs, and branches.

Additional documents may be requested by Meghna Bank if necessary.

Conditions apply.

Fees & Charges:
For a detailed list of fees and charges, please refer to the Fees & Charges page

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